1. Take Charge of Your Finances Course Introduction “Take Charge of Your Finances” Advanced Level

2. 1.11.1.G1 © Family Economics & Financial Education –May 2012 – Take Charge of Your Finances Course Introduction – Slide 2 Funded by a grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences Take Charge America Institute at the University of Arizona What does a “good life” mean to you? What do you think of when you hear the word “well-being?” Well-being - Feeling good about one’s life

3. 1.11.1.G1 © Family Economics & Financial Education –May 2012– Take Charge of Your Finances Course Introduction – Slide 3 Funded by a grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences Take Charge America Institute at the University of Arizona What are three things you did today that involved money in some way? Money plays a large role in life – affects well-being Money can create both positive and negative feelings Well-being Money

4. 1.11.1.G1 © Family Economics & Financial Education –May 2012– Take Charge of Your Finances Course Introduction – Slide 4 Funded by a grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences Take Charge America Institute at the University of Arizona What is the first word you think of when you hear the word “money?” This course will help you learn how to manage your money positively Help create positive feelings about money High well-being Do these words prompt positive and/or negative feelings?

5. 1.11.1.G1 © Family Economics & Financial Education –May 2012– Take Charge of Your Finances Course Introduction – Slide 5 Funded by a grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences Take Charge America Institute at the University of Arizona What would you think if you were told “My decisions regarding money affect what happens to the U.S. economy?” You have the freedom to spend your net income Your choices affect your life today and in the future You are also a member of a community Your individual and community interactions affect the economy Individual Community U.S. economy

6. 1.11.1.G1 © Family Economics & Financial Education –May 2012 – Take Charge of Your Finances Course Introduction – Slide 6 Funded by a grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences Take Charge America Institute at the University of Arizona What does the statement “your present self impacts your future self” mean to you? What does the statement “you are better off in a community than by yourself” mean to you? Themes of the course You are responsible for your present self and your future self. Your present self impacts your future self. Investment helps manage risk and allows you to cope with risk and uncertainty. You are better off in a community than by yourself.

7. 1.11.1.G1 © Family Economics & Financial Education –May 2012– Take Charge of Your Finances Course Introduction – Slide 7 Funded by a grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences Take Charge America Institute at the University of Arizona What do you believe are traits of people who manage their money well? This course will help you develop money management knowledge and skills Knowledge Knowledge about money and personal finance Skills Decision-making Self-discipline Critical-thinking Communication Other?

8. 1.11.1.G1 © Family Economics & Financial Education –May 2012– Take Charge of Your Finances Course Introduction – Slide 8 Funded by a grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences Take Charge America Institute at the University of Arizona Your Future Awaits! Learn to manage your money well High well-being

9. 1.11.1.G1 © Family Economics & Financial Education –May 2012– Take Charge of Your Finances Course Introduction – Slide 9 Funded by a grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences Take Charge America Institute at the University of Arizona How do you interact with money? Earning – Did you know that working at a job isn’t the only way to earn money? Receiving – Have you ever received a gift from a relative or friend? Saving and Investing – Do you know the difference between saving and investing? Spending – Did you know that spending involves a lot more than handing over money? Giving - Did you know that giving is a part of spending?