1. Bluesuit

2. Presentation  Mission  Firm Growth  Licenses  Product Profiles  Services  Technology  Vision

3. Mission We Provide Appraisal, Title and Settlement Services to Equity Settlement Customers with professionalism, accuracy and efficiency while understanding the needs of each individual customer. We pride ourselves by our ability to go above and beyond for our Equity Settlement Mission Statement customers while balancing and mitigating all risks to ESS, our underwriters and our customers. We deliver a quality product and customer experience through A professional and dedicated team and highly efficient technology and process.

4. Overview Firm Overview  Title, appraisal and settlement Vendor Management Company  Currently licensed in 18 states for Title and Settlement Services  Appraisal Services currently in Metropolitan New York City  Superior Technology for product ordering, status and final delivery

5. Growth  Company founded in 1986 with two employees  Currently, nearly 200 employees headquartered in Smithtown, NY  In 1995, processed 1407 title orders  In 2003, processed in excess of 24,000 title, title and settlement and settlement only orders

6. Growth Chart 1400 % Increase Orders 1995 to 2003

7. The Title report Equity Settlement cited for Forecasting & Planning

8. Licenses Connecticut Delaware Florida Indiana Kentucky Maryland Massachusetts Michigan Minnesota Missouri New Jersey New York North Carolina Ohio Pennsylvania South Carolina Virginia Wisconsin

10. Title Product Profiles  Full Title Searches  Property Profiles Foreclosure Searches REO Reports LP Filings Title Product Profiles  Customized Search Products  Default Related Searches

11. Settlement Services  Complete Closing Services supervised by in-house Attorneys  Notarial/Witness Closings  Traditional Attorney Closings  National Electronic Document Delivery  Full Document Scanning and Transmission

12. Appraisal Products  Full 1004  Drive By’s  Condominium  Co-ops  Small Residential Income

13. Technology  Secure Web Access  Electronic ordering, delivering & tracking  On Line examining  Outstanding staff ready to assist you with utilizing our system

14. Vision Equity Settlement Services will strive to deliver high quality Appraisal, Title and Settlement Services with the desire of being seen by our customers and underwriters as highly Knowledgeable, Professional, Efficient, Ethical and Understanding. Our employees will choose to work at Equity Settlement Services because of the challenging, rewarding and understanding environment. It will be an environment that embraces diversity of all kinds, understands individual needs and fully represents and supports the communities where we work and live. We strive to be a National Business through vendor management relationships which will give our customers a single point of contact to reach and complete real estate transactions across the country. We will deliver these services by leveraging innovative and effective technology and process, allowing Equity Settlement to deliver these high quality products and services with an efficiency that can sustain profitability through all industry cycles. Vision Statement

15. Bluesuit