1. Pay Yourself First Financial Capability

2. Pay Yourself First Income – any money you receive Expenses – what you spend money on Spending plan – a plan for managing your money during a given period of time Why should you track your income and spending?

3. Pay Yourself First Why should you track your income and spending? To ensure that your spending plan is in sync with your income To make informed decisions on what to do with your money To understand what you need to do to achieve future goals

4. Pay Yourself First Pay Yourself First concept says whenever you receive money, you should immediately put a certain amount into an account that you will set aside to use later to meet a long-term financial goal.

5. Why Save? Interest Earned On An Initial $100 Saved at 8 Percent Interest Rate

6. Calculating Simple Interest