1. SARAFA FOREIGN EXCHANGE AND FINANCIAL CO “ SARAFA “ Nov 2010 Tripoli - Libya

2. SARAFA COMPANY PROFILE o Sarafa is joint stock company owned by 5 National banks and Libyan Foreign Investment Co. o Founded in 1994 with capital of 7million LYD. o The capital was increased to be 10.5 million LYD.

3. SARAFA COMPANY PROFILE o Sarafa has 18 branches in different Libyan cities. o Member of : Libyan banks Association since 1995. Arab Banks Union since 1996. The Interarab Cambist Association since 1999. West Arab Banks Union since 2002.

4. SARAFA Foreign Exchange. Money Transfer. Credit cards personalization and process. Brokerage at LSM. ج COMPANY ACTIVITIES

5. SARAFA NEXT CHALANGES  Expanding the activity of investment in LSM.  Establishing : Investors Call Center. Credit Bureau Center. Risk Analysis and Management. Portfolios Management.

6. SARAFA Return on Assets (ROA) = 8.4%. Return on Equities (ROE) = 29.1%. Return on Capital (ROE) = 37.9%. FINANCIAL PERFORMANCE 2009

7. SARAFA FINANCIAL PERFORMANCE REVENUES & EQUITY GROWTH

8. SARAFA THANK YOU..