1. Budget Essentials Chapter 11

2. Nutrition Facts - Terms Food guide pyramid Food guide pyramid Serving Serving

3. Shop for a Healthful Diet Determine budget Determine budget Make a list Make a list Look for coupons/specials Look for coupons/specials Don’t shop when hungry Don’t shop when hungry Take advantage of sales Take advantage of sales Resist impulse purchases Resist impulse purchases

4. Understanding the Language Fresh: product must not have been pre-cooked, altered, or frozen Fresh: product must not have been pre-cooked, altered, or frozen Low fat: 3 grams of fat or less per serving Low fat: 3 grams of fat or less per serving Sugar free: less than.5 grams of sugar per serving Sugar free: less than.5 grams of sugar per serving Reduced calories or LIGHT: no more than ¾ of the calories of the product to which it is compared Reduced calories or LIGHT: no more than ¾ of the calories of the product to which it is compared

5. Nutrition Labels Fair Packaging and Labeling Act requires certain info. to appear on every food package and standardized Fair Packaging and Labeling Act requires certain info. to appear on every food package and standardized Serving size Serving size Daily values Daily values Ingredients Ingredients

6. Other Shopping Info Freshness date – expiration date 060905 Freshness date – expiration date 060905 Unit Pricing Unit Pricing By law grocery stores must state By law grocery stores must state Allows you to truly compare Allows you to truly compare Be cognizant of store psychology! Be cognizant of store psychology!

7. Evaluate Clothes Choices Utility – measure of something’s usefulness Utility – measure of something’s usefulness Style, fad, classics Style, fad, classics Designer clothes Designer clothes Value Value

8. Shopping for Clothes Know what you want Know what you want Know how much you can spend Know how much you can spend Know where/when to shop Know where/when to shop

9. More Clothing Labels – by law all clothing sold in US must have content and care labels Labels – by law all clothing sold in US must have content and care labels Washing/drying instructions Washing/drying instructions

10. Recreation and Travel Budget Budget Set your priorities Set your priorities Equipment (golf, hockey) Equipment (golf, hockey) Facilities (tennis courts) Facilities (tennis courts) Save for what you want Save for what you want Start small (try before you buy) Start small (try before you buy) Evaluate alternatives Evaluate alternatives

11. Vacations Travel guides Travel guides Internet Internet Accommodations – hotel, youth hostels Accommodations – hotel, youth hostels

12. Airfare tips Advance purchase Advance purchase Saturday night stay Saturday night stay Be flexible (time, day) Be flexible (time, day) Off-peak Off-peak Check in early Make sure you have all necessary documents