2.  Career: Architect II in Austin, TX  Annual Salary of $43,047 in the 25% federal income tax bracket  Monthly Net Salary = $2,416.01

4.  Nice tile flooring throughout main living area  Spacious eat in kitchen with lots of cabinet and counter space  Outside boasts a nice privacy back yard with large deck.  3 bedrooms, 2 bath, 1364 sq ft, built in 2007, 2-car garage TVM SolverValue N30*12 I%5.5 PV154900*.90 PMT-791.55 FV0 P/Y12 C/Y12

5.  Property taxes (2.5% of price) = $322.71  Homeowners insurance = $93.17  Base mortgage = $791.55  TOTAL Monthly cost = $1207.43 But I pay half since I have a roommate… My monthly housing cost = $603.72!

7.  2010 Ford Mustang GT Premium for $22,780  Has a back-up camera, heated front seats, and it is a 1 CARFAX owner!  19k miles, automatic, Sterling Grey Metallic exterior, Stone color leather interior  V8, 4.6L engine, EPA mileage 17/23

8.  Roughly $172.86 in gas each month  Insurance for $128.75 per month  Monthly payment of $377.31  TOTAL Monthly cost of $678.92! TVM SolverValue N6*12 I%7.5 PV21288.12 PMT-377.31 FV0 P/Y12 C/Y12

9.  Water/Power: $177.32/2 = $88.66 per roomie  Gas: $54.56/2 = $27.28 per roomie  Cell phone: $80  Cable/Internet = $129.99/2 = $64.99 per roomie or $32.50 for each service

10.  Groceries = $95 per week so $411.67 per month or $205.84 per roomie  Restaurants = $30 per week so $130 per month  Credit card debt of $3553 will be paid off in 5 years at $87.79 per month  Medical emergency fund = $100  Savings should be almost $200 but I cannot afford that so I will save $95 per month  TOTAL monthly expenses = $2,162.21

11. IncomeLiabilities (expenses) You*$43,047.00Home Monthly cost*$603.72 Gross Income$43,047.00 Tax Bracket25%Utilities Taxes$10,761.75Water/Power*$88.66 SSN 6.2%$2,668.91Gas*$27.28 Medicare 1.45%$624.18Cell Phone*$80.00 Home Phone$0.00 After-Tax Income$28,992.15Internet$32.50 Cable/Satellite$32.50 Total$260.94 Net Monthly$2,416.01 Car Monthly cost*$678.92 Food Groceries*$205.84 Restaurants$130.00 Total$335.84 Debt Credit Card*$87.79 Total$87.79 Money for Future Medical*$100.00 Savings*$95.00 Total$195.00 Total Expenses$2,162.21 Balance$253.80

12.  This project was a worthwhile learning experience because …  The most important thing I learned was …  Something that surprised me was …  This project has changed my future plans because …  I recommend that the teacher …