1. April, 2007 Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | www.impact-tech.com | Ph: 800.438.6017 Simple Track Preview

2. The Big Idea Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | www.impact-tech.com | Ph: 800.438.6017 Same great concept – simplified, streamlined presentation.

3. Simple Track Similarities Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | www.impact-tech.com | Ph: 800.438.6017 Data Entry Phased Retirement Basic Needs vs. Additional Wants One Number Investing by Phases Recommendations

4. Simple Track Differences Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | www.impact-tech.com | Ph: 800.438.6017 Shorter Consumer Language More Graphical – Needs & Wants Specifically Address Health Care Costs More Conceptual – Investing by Phases Investing by Phases – Before & After Recommendations Pages – Before & After

5. Why Simple Track? Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | www.impact-tech.com | Ph: 800.438.6017 Direct Feedback on Retirement Road Map Baby Boomers Short attention spans Wide variety of preferences Advisors Most advisors are new to retirement distribution planning Simple Track helps “tell the story”

6. Simple Track Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | www.impact-tech.com | Ph: 800.438.6017

7. Simple Track Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | www.impact-tech.com | Ph: 800.438.6017 Tell the Story Establish Concerns Uncertainty Longevity Many Questions Page identifies with client’s feelings

8. Simple Track Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | www.impact-tech.com | Ph: 800.438.6017 Make it Manageable 5-10 Year Increments Tell the Story Callout helps client and advisor talk about goals You Said… Keep phases the same color

9. Simple Track Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | www.impact-tech.com | Ph: 800.438.6017 Tell the Story Graphic illustrates Basic Needs vs. Additional Wants

10. Simple Track Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | www.impact-tech.com | Ph: 800.438.6017 Tell the Story Graphic illustrates why Basic Needs will average 70% You Said… Talk specifically about health care costs

11. Simple Track Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | www.impact-tech.com | Ph: 800.438.6017 Tell the Story Step 1: Establish total amount needed for retirement You Said… Provide the number before applying assets

12. Simple Track Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | www.impact-tech.com | Ph: 800.438.6017 Tell the Story Step 2: Consider existing retirement resources Establish shortfall

13. Simple Track Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | www.impact-tech.com | Ph: 800.438.6017 Tell the Story Step 3: 3 Simple Steps Chart explains Investing by Phases

14. Simple Track Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | www.impact-tech.com | Ph: 800.438.6017 Tell the Story Page quantifies the benefits of Investing by Phases

15. Simple Track Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | www.impact-tech.com | Ph: 800.438.6017

16. Simple Track Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | www.impact-tech.com | Ph: 800.438.6017 Tell the Story Page quantifies benefits of Life Insurance

17. RRM Track System Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | www.impact-tech.com | Ph: 800.438.6017 Focused, Customized Presentations Simple Track Life Insurance Track Annuities Track Investments Track Alleviate Compliance Issues Remove investment language Reduce content

18. Simple Track Market Positioning Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | www.impact-tech.com | Ph: 800.438.6017 Leverage RRM Investment Consumer version Free & fee versions Presentation differentiation for different advisor levels Door opener for full Retirement Road Map Door opener for Retirement Test Drive Consumer/Advisor Preferences Pictures vs. Text Structured vs. Flexible Investment Oriented vs. Non-Investment Oriented

19. So How Do I Buy Simple Track? Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | www.impact-tech.com | Ph: 800.438.6017 Simple Track is FREE with Retirement Road Map Retirement Distribution Planning Suite Retirement Calculator Simple Track Retirement Road Map Retirement Test Drive Wealth Strategies

20. Simple Track Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | www.impact-tech.com | Ph: 800.438.6017 Available: Today!