2. E-payment systems Pertemuan 19-20 Mata kuliah: M0204 - Konsep E-Business Tahun: 2010

3. Learning Objective - understand the shift that are occurring With regards to noncash and online system - Discuss the player and process involved in Using credit card online - Describe the process and the parties involved E-checking - Describe payment method in B2B EC

4. The payment Revolution Some crucial factor of e-payment - independence - interoperability - security - anonymity - divisibility

5. Using Payment Cards Online - Credits cards - Charge cards - Debit Cards - The difference ?

6. Processing cards online - own the payment software - use a point of sale - use POS operated by payment service provider

7. Fraudulent Card Transaction The key tools used in combating fraud were: - Address Verification System - Manual review - Fraud screen - Card Verification Number (CVN)

8. Smart Cards Types of smart cards - contact card - contactless card - smart card reader - smart card operating system

9. Application of smart cards - retail purchase - transit fares - e-identification - health care

10. E-micropayment - aggregation - direct payment - stored value - subscription - a la carte

11. Electronic bill presentment and payment -Type of e-billing - online banking - biller direct - bill consolidator - Advantages of e-billing

12. B2B electronic payments current B2B payments service - current payment practise - electronic payments - Role of EDI - integration of electronic payment - barries to electronic payment

13. The sales tax issue Company who providing type of software - sales tax.com - sales tax clearinghouse.com

14. Stored value cards : A cards that has monetary value loaded Onto it and that is usually rechargeable