1. Powered by Access Plans USA. Copyright © 2007 USA Healthcare Savings. All Rights Reserved. For Use in Florida Only. 1 Bringing the Nation Access to Affordable Health Care OPPORTUNITY BRIEFING For Use In Florida Only

2. Powered by Access Plans USA. Copyright © 2007 USA Healthcare Savings. All Rights Reserved. For Use in Florida Only. Our Nation’s Health Care Dilemma Health care is a critical and growing issue for individuals and families across our nation Over 46 million in the U.S. are uninsured 8.5% of people with incomes over $75,000 are uninsured Less than 60% of U.S. population participates in employer-sponsored medical insurance How are we to help the increasing numbers of people who are: Uninsured Underinsured Uninsurable 2

3. Powered by Access Plans USA. Copyright © 2007 USA Healthcare Savings. All Rights Reserved. For Use in Florida Only. The Health Care Dilemma Medical costs are increasing faster than the average inflation rate Hospital bills in the thousands…$$$$ Doctor bills in the hundreds or thousands…$$$$ Children who need care and check-ups Parents and grandparents who pass up care…just because it costs too much Access to affordable health care is one of the most critical needs we face 3

4. Powered by Access Plans USA. Copyright © 2007 USA Healthcare Savings. All Rights Reserved. For Use in Florida Only. 4 Baby Boomer Trend (Born between 1946 and 1964) Time Line 19701976 2001 2010 Baby Boomer Generation 64 yr old 18 Year Trend 3755 1986 $6,000 $5,000 $4,000 $3,000 $2,000 $1,000 19871991199519992002 $5,415 Per Capita Healthcare Cost Growth Source: Healthcare Financing Administration $1,759

5. Powered by Access Plans USA. Copyright © 2007 USA Healthcare Savings. All Rights Reserved. For Use in Florida Only. 5 USA Healthcare Savings Is Part of Access Plans USA, Inc. 10 years of service to this industry Nasdaq public company: (trading symbol: AUSA) Founding Member: Consumer Health Alliance

6. Powered by Access Plans USA. Copyright © 2007 USA Healthcare Savings. All Rights Reserved. For Use in Florida Only. 6 Strong Corporate Team Ian Stuart – Interim President & CEO –Joined the company in 2004. He has a strong financial management background. From 1991 to 2004, he was employed by Citigroup. Mike Owens – Chief Marketing Officer –Joined the company in 2002. For the past 8 years, he has served as an officer of a number of insurance and marketing companies. Robert Bintliff – Chief Financial Officer –With Access Plans USA since August 2004. Previously, he held executive management positions at several public and private companies. He has 30 years of experience as a CPA. Lee Ruiz – General Counsel –With Access Plans USA since December 2003. Previously, he served as General Counsel and a senior executive at companies that provide online bill management services, managed care and corporate health services.

7. Powered by Access Plans USA. Copyright © 2007 USA Healthcare Savings. All Rights Reserved. For Use in Florida Only. OUR SOLUTION USA Healthcare Savings has a solution that provides: Real savings Real access to health care Real patient advocacy 7

8. Powered by Access Plans USA. Copyright © 2007 USA Healthcare Savings. All Rights Reserved. For Use in Florida Only. OUR QUALITY PRODUCTS* Care Entrée Medical Discount Program S eries (in Florida): 8 *Programs not available in all states or may vary in some states. If you purchase together: You will receive these monthly program fee discounts: For a Total Monthly Fee of: Dental Plus Plus Physician Access Hospital Access $10 off Dental Plus Plus $4.90 off Physician Access $5 off Hospital Access $69.95 Dental Plus Plus Physician Access $5 off Dental Plus Plus $4.95 off Physician Access $49.95 Physician Access Hospital Access $4.95 off Physician Access $5 off Hospital Access $49.95 Prescription Plus -- $9.95/mo. Dental Plus -- $19.95/mo. Choice Card -- 24.95/mo. Dental Plus Plus -- $29.95/mo. Physician Access -- $29.95/mo. Hospital Access -- $29.95/mo. COMING SOON! (NOT YET APPROVED)

9. Powered by Access Plans USA. Copyright © 2007 USA Healthcare Savings. All Rights Reserved. For Use in Florida Only. OUR QUALITY PRODUCTS* 9 *Programs not available in all states or may vary in some states. (not a medical discount program) Available NOW In Florida Valuable insurance supplement feature for people who have health insurance—providing dental insurance, vision insurance, disability income and MORE! $59.00/month--Individual $79.00/month—Family

10. Powered by Access Plans USA. Copyright © 2007 USA Healthcare Savings. All Rights Reserved. For Use in Florida Only. Health/Wellness Savings* Consumer Savings* Business Savings*Automatic Insured Benefits* GymAmerica Vitamins & Nutritional SupplementsVitamins & Nutritional Supplements Medical Info Card NHS Online Health SurveyNHS Online Health Survey Discount Cybermall ShoppingDiscount Cybermall Shopping Hotel Discounts (Quest) Car Rental Discounts Floral Discounts Magazine Discounts Global Long Distance Moving Discounts Office Supplies DiscountsOffice Supplies Discounts Customized Websites Internet Access Office Equipment FinancingOffice Equipment Financing Payroll Processing File System by File SolutionsFile System by File Solutions Background Reports Dental Insurance - Up to $1,000/yr benefit per covered person (immediate benefits)Dental Insurance - Up to $1,000/yr benefit per covered person (immediate benefits Accident Medical Insurance - Up to $5,000 (Not available in NY, OR, WA)Accident Medical Insurance - Up to $5,000 Accidental Death & Dismemberment - Up to $10,000 (Not available in NY, OR, WA)Accidental Death & Dismemberment - Up to $10,000 Accidental Disability Income - $1,000/Month (Not available in CT, OR, WA)Accidental Disability Income - $1,000/Month Critical Illness Coverage - $2,500 (Not available in OR, WA)Critical Illness Coverage - $2,500 Vision Insurance - FREE annual exam per covered person at network providerVision Insurance - FREE annual exam per covered person at network provider Individual Plan: $59 per mo. | Family Plan: $79 per mo. One-time enrollment fee (All Plans): $25

11. Powered by Access Plans USA. Copyright © 2007 USA Healthcare Savings. All Rights Reserved. For Use in Florida Only. OUR QUALITY PRODUCTS* 11 *Programs not available in all states or may vary in some states. NEW RX Program Available NOW In Florida USA Healthcare Savings 4-Tier Prescription Drug Program (Rx discount program) Cost and savings depend on the drug prescribed. To make the most of this plan, members should ask their physicians to prescribe medications in the first three tiers (30-day supply): Tier 1 -- preferred brand and generic drugs --- $10 or less Tier 2 -- preferred brand and generic drugs --- $20 or less Tier 3 -- preferred brand and generic drugs --- $40 or less Tier 4 -- non-preferred brand & generic drugs: ---Negotiated disct $19.50/month Individual OR Family

12. Powered by Access Plans USA. Copyright © 2007 USA Healthcare Savings. All Rights Reserved. For Use in Florida Only. 12 Doctors and Hospitals Medical Networks (with negotiated lower fee schedules) Insurance Companies Members Through the USA Healthcare Savings program, you can access the same medical networks as insurance companies use.

13. Powered by Access Plans USA. Copyright © 2007 USA Healthcare Savings. All Rights Reserved. For Use in Florida Only. OUR QUALITY PRODUCTS Medical discounts Wellness programs Advocacy program USA Healthcare Savings is in our members' corner, to help them save money on health care 13

14. Powered by Access Plans USA. Copyright © 2007 USA Healthcare Savings. All Rights Reserved. For Use in Florida Only. 14 OUR PRODUCTS have never been better, more needed or more important to families in the U.S. than RIGHT NOW! to families in the U.S. than RIGHT NOW! And that provides an EXCEPTIONAL OPPORTUNITY for YOU!

15. Powered by Access Plans USA. Copyright © 2007 USA Healthcare Savings. All Rights Reserved. For Use in Florida Only. 15 1.Direct Sales Your Own Efforts – Traditional Sales 2.Business Building Team Efforts – People Helping People Multiply your sales results* 3.Revenue Sharing Sharing in Pool of Revenue from Entire Company Three Streams Of Income Part Time & Full Time Career Opportunities *Your commission overrides are based on sales of memberships, not recruitment.

16. Powered by Access Plans USA. Copyright © 2007 USA Healthcare Savings. All Rights Reserved. For Use in Florida Only. 16 1. DIRECT SALES New Memberships – 1 st Month Example Membership 100% of CV YOU Example: Member Purchases AmeriValue Family Plan: 1 st Month commission—100% of Commissionable Value (CV = Commissionable Value) $50.00 $50.00 $50.00

17. Powered by Access Plans USA. Copyright © 2007 USA Healthcare Savings. All Rights Reserved. For Use in Florida Only. 17 New Memberships – 2 nd and Subsequent Months Example Membership 20% of CV YOU Example: Member Purchases AmeriValue Family Plan: 2 nd and Subsequent Months commission—20% of Commissionable Value (CV = Commissionable Value) $10.00 $10.00 $10.00

18. Powered by Access Plans USA. Copyright © 2007 USA Healthcare Savings. All Rights Reserved. For Use in Florida Only. 18 New Memberships – 2 nd and Subsequent Months Example Example: Member purchases AmeriValue Family Plan: 2 nd and Subsequent Months commission—20% of Commissionable Value (CV = Commissionable Value) Your Residual Income from memberships can grow, year after year. 10 memberships…….$ 100/month 20 memberships…....$ 200/month 50 memberships…....$ 500/month 100 memberships…..$1,000/month 200 memberships…..$2,000/month 500 memberships…..$5,000/month

19. Powered by Access Plans USA. Copyright © 2007 USA Healthcare Savings. All Rights Reserved. For Use in Florida Only. 19 2. BUSINESS BUILDING 7 Levels, PLUS Infinity Bonus Level $10.00* $2.00* $3.00* *Based on CV of $50.00

20. Powered by Access Plans USA. Copyright © 2007 USA Healthcare Savings. All Rights Reserved. For Use in Florida Only. 20 You are Sue’s Enroller and Bill is Sue’s Placement Sponsor Level-2 Sue Bill YOU Level-1 4%4% 10%10% 10%10% You place Sue under Bill Team Building All commission percentages are based on sales of memberships, not recruitment.

21. Powered by Access Plans USA. Copyright © 2007 USA Healthcare Savings. All Rights Reserved. For Use in Florida Only. 21 Building Your Team Additional Promotional Level Advancements PROMOTION CRITERIA 1 st Line IMRs Minimum Members Total Downline in Each Line Members District Manager 3 5 50 Area Manager 310 100 Division Manager 315 250 Regional Director 325 500 Senior Director 5 50 500 Nat. Sales Director 5 100 1,000 Sr. Nat. Sales Director 10 100 10,000

22. Powered by Access Plans USA. Copyright © 2007 USA Healthcare Savings. All Rights Reserved. For Use in Florida Only. 22 3. Revenue Sharing Pools Qualified management levels share in bonus pools Regional Director Senior Director National Sales Director Sr National Sales Director Share in all Bonus Pools Share in Bonus Pools 1 & 2 1st bonus pool collects 1% of revenue in excess of a specified number of members. 2nd bonus pool collects 2% of revenue in excess of a specified number of members. 3rd bonus pool collects 2% of revenue in excess of a specified number of members. Bonus pools are shared among all eligible participants according to their eligibility status.

23. Powered by Access Plans USA. Copyright © 2007 USA Healthcare Savings. All Rights Reserved. For Use in Florida Only. Chairman’s Roundtable Benefits * Earn a quarterly bonus equal to 1% of your downline’s revenues, THROUGH INFINITY (down to the level of another Chairman’s Roundtable Member), assuming that you remain an Active Senior Director or higher. * Receive recognition in: –Company newsletters –Company-sponsored functions * Receive other special opportunities only available to Chairman’s Roundtable Members 23

24. Powered by Access Plans USA. Copyright © 2007 USA Healthcare Savings. All Rights Reserved. For Use in Florida Only. IMR Support Tools Your New IMR Kit Welcome Letter Mission Statement How To Use This Kit Member & Representative Recruiting DVDs Brief Description of Products How to Begin---Your 1 st 30 Days Recruiting IMRs Using Our Website Tools Compensation Program Awards, Incentives and Recognition Policies and Procedures FAQs Glossary Forms and Tools Product Brochures IMR Recruiting Brochure Sample Member Guide 24

25. Powered by Access Plans USA. Copyright © 2007 USA Healthcare Savings. All Rights Reserved. For Use in Florida Only. IMR Support -- Training Training Webcasts Weekly Tuesday & Thursdays, 8:00 p.m. Central Web conferencing Telephone connection for those who do not have Internet access Toll Free Conference Call >Dial in: 888.387.8686 >Conference ID: 9769183 25

26. Powered by Access Plans USA. Copyright © 2007 USA Healthcare Savings. All Rights Reserved. For Use in Florida Only. IMR Award and Recognition Programs Quick Start Incentive Program USA Healthcare Savings wants you to hit the ground running. To reward you for your quick success, we created the Quick Start Incentive Program. Upon reaching certain goals within a time frame, you will earn rewards! 26 Time FrameAchievementREWARD 1 st 30 Days * Sign up 5 new USA Healthcare memberships AND * Sponsor one new IMR One pack each of promotional and product brochures, and a set of recruiting and training DVDs USA Healthcare Logo golf shirt. 1 st 60 Days * Sign up 7 new USA Healthcare memberships AND * Sponsor two new IMRs A USA Healthcare deluxe padfolio Two packages each of promotional and product brochures and a set of product and opportunity DVD CDs.

27. Powered by Access Plans USA. Copyright © 2007 USA Healthcare Savings. All Rights Reserved. For Use in Florida Only. 27 Be a USA Healthcare Savings I ndependent M arketing R epresentative (IMR) and Find Exceptional Opportunity! I ndependent---You set your own hours, your own goals, your own incomeI ndependent---You set your own hours, your own goals, your own income M arketing---You meet people, help with their needs, bring them solutionsM arketing---You meet people, help with their needs, bring them solutions R epresentative---You reflect an organization committed to access to affordable health careR epresentative---You reflect an organization committed to access to affordable health care

28. Powered by Access Plans USA. Copyright © 2007 USA Healthcare Savings. All Rights Reserved. For Use in Florida Only. Your SUCCESS Path As An IMR 28 --SELL Product --RECRUIT IMRs --TRAIN Your IMRs --BUILD DEPTH & BREADTH in Your IMR Organization You build your organization—and your income— by selling memberships and recruiting other representatives who sell memberships….this is what our program is all about. You don’t make money by simply recruiting others…you earn commissions and overrides only when you or your team actually sell our quality programs.

29. Powered by Access Plans USA. Copyright © 2007 USA Healthcare Savings. All Rights Reserved. For Use in Florida Only. Your SUCCESS Path As An IMR 29 JOIN TODAY!!!

30. Powered by Access Plans USA. Copyright © 2007 USA Healthcare Savings. All Rights Reserved. For Use in Florida Only. 30 Bringing the Nation Access to Affordable Health Care Delivering Plans that Save the Consumer on Reliable Health Care Providing You Providing You an Exceptional Opportunity for Growth

31. Powered by Access Plans USA. Copyright © 2007 USA Healthcare Savings. All Rights Reserved. For Use in Florida Only. 31 www.accessplansusa.com Nasdaq: AUSA Powered by: