1. The Family Your family is a mom, dad, and two kids ages between 5 and 11. Only one parent works. Your spouse can have a part time job but you must write down where you saw the job so I can check. Part time is 20 hours a week. To work out the part time income 20 x hourly wage= weekly income weekly income x 4 = monthly income

2. The Roof Over Your Head If the advertisement says UTILITIES are included then you only have to pay for the phone, TV and internet. You need at least 2 bedrooms!

3. Utilities Electricity: look up the average cost for the size of the house or apartment. Phone: You already have the phone you just need to pay for service. Internet: You can find this info online! TV: Your options are cable, dish or plain old TV. You can find the cost online.

4. Transportation You can buy a used car or lease a new one. Remember you must have car insurance. You can find insurance rates online!

5. Insurance Health: Look it up! Car: Look it up… You will need full coverage! Renters: Look it up »Search: average cost of renters insurance in Houston Texas.

6. Food You can search the average cost of feeding a family of four in Houston Texas. Remember Eating out is expensive! Eating at home can be very cost effective!