1. Intermediate product: basic parameters for Walk-in customers Unlimited number of free transactions in off-us ATMs. High interest rate on balance - the current account becomes savings. Savings on operations: the cost of one withdrawal in off-us ATMs on current tariffs is comparable to the size of the monthly fee with unlimited free withdrawals in off-us ATMs. PACKAGE REGULAR Basic REGULAR Standard REGULAR Current Monthly fee10 UAH-0 Annual fee-99 UAH- Type of International payment cardDebit MasterCardMasterCard Gold Maestro/ MC Standard/ MC Gold/ MC Platinum Number of free of charge cash withdrawals from off-us ATMsAll02 / 0 SMS-information (per month)6 UAH Connecting to the Internet banking system PIB-to-WEBFree Interest accrual on the remaining balance of the account (UAH, USD, EUR, RUB) 10% / 5% / 2% / 2%14% / 8% / 4% / 3% 6-11% / 0,1-5,1% / 0,1- 3,2% / 0,5% 7% / 3% /1% / 1% Fee for cash withdrawals at Prominvestbank ATMs Free Fee for cash withdrawals at Prominvestbank cash desk till 10 000 - 0,2%, from 10 000 – 0% till 10 000 - 0,2%, from 10 000 – 0% till 10 000 - 0,4%, from 10 000 – 0% Fee for cash withdrawals at ATMs and cash desk of other banks in Ukraine Free 1,75% + 6 UAH min.20 UAH 1,75% + 6 грн. min.20 грн. Fee for cash withdrawals at ATMs and cash desk of other banks outside of Ukraine Free1,75% min 24 UAH1,75% min 24 грн. Funds transfer between accounts through Prominvestbank ATMs Free till 10 000 - free, from10 000 – 0,5% Funds transfer in national currency to other banks 0,5% min. 5 UAH 0,5% min. 10 UAH Funds transfer in foreign currency to other banks USD, EUR 2%, min 25 USD/EUR RUB 2%, min 7500 RUB Currency conversion fee 1% 2% Cash-back -1%- Loyalty program ChudoCARD -

2. Intermediate product: basic parameters for Payroll customers New packages will be offered to new Payroll projects, all existing customers will be served on the current conditions. Arguments for changing the package of current PAYROLL on PAYROLL Standard: SMS informing free. Unlimited number of free cash withdrawals at any ATM network. A higher interest rate on the balance compared with the terms of the package current PAYROLL package. PACKAGE PAYROLL Basic PAYROLL Standard PAYROLL Current Monthly feeFree10 UAHFree Type of International payment cardDebit MasterCard Maestro/ MC Standard/ MC Gold/ MC Platinum Number of free of charge cash withdrawals from off-us ATMs3All2-10 SMS-information (per month)6 UAHFree6 UAH Connecting to the Internet banking system PIB-to-WEBFree Interest accrual on the remaining balance of the account (UAH, USD, EUR, RUB) 5%10%6 – 11% Fee for cash withdrawals at Prominvestbank ATMs Free Fee for cash withdrawals at Prominvestbank cash desk till 10 000 - 0,2%, from 10 000 – 0% ftill 10 000 - 0,2%, from 10 000 – 0% Free Fee for cash withdrawals at ATMs and cash desk of other banks in Ukraine 1,75% + 6 UAH min.20 UAH Free 1,75% + 6 грн. min.20 грн. Fee for cash withdrawals at ATMs and cash desk of other banks outside of Ukraine 1,75% min 24 UAHFree1,75% min 24 грн. Funds transfer between accounts through Prominvestbank ATMs Free 0,5% min 1 UAH Funds transfer in national currency to other banks 0,5% min. 5 UAH till 10 000 - free, from10 000 – 0,5% min 1 UAH Currency conversion fee 1% 2% Loyalty programChudoCARD -

3. Arguments for change package REGULAR Basic - For customers who are actively using the current account for payments and withdrawals: Unlimited number of free cash withdrawals at any ATM network. One withdrawal of 500 UAH on the terms of the current package Regular in off-us ATMs will cost the customer 20 UAH., but on the terms of the package REGULAR Basic client withdraws funds at any ATM network free of charge, customer have to pay only monthly fee 10 UAH. A higher interest rate on the balance compared with the terms of the package Regular. REGULAR Standard for clients that focus on the accumulation of funds: Current account becomes savings - the maximum interest rate on the balance. In this case, money is always available if needed to make a purchase. Favorably with the deposit - no need to "freeze" the money for the period, funds are always available. Free of charge cash withdrawals in ATMs and branches of Prominvestbank. PAYROLL Standard for customers who want to save money on daily operations: SMS informing is free of charge. Unlimited number of free cash withdrawals at any ATM network. A higher interest rate on the balance compared with the terms of the package PAYROLL Basic Under equal conditions of use PAYROLL Standard and PAYROLL Basic and average account balance is 1600 UAH, packages cost is exactly the same (the cost of SMS + difference in interest rates), but the benefit of PAYROLL Standard package becomes apparent on fourth withdrawal in off-us ATM.

4. Sales strategy REGULAR Basic и REGULAR Standard Offered to all new customers of the bank (the presence on the web calculator that shows benefits on example of high interest rate, free withdrawals compared to monthly or yearly fee. Incentive will be paid only after booking of these products. Stimulating the transition of existing customers to the new package offers (Existing proposals remain free of charge, but will lose benefits comparing to new packages: decreasing of interest rates on the balance on the current account, cancelling of free withdrawals in off-us ATMs, the implementing of paid cash withdrawals at bank branches). Loyalty program ChudoCARD applies only to new packages - another advantage for low price. PAYROLL Standard for customers who want to save money on daily operations: Sales through the juxtaposition of the two sentences (paid / free SMS, unlimited free withdrawals, the interest rate on the balance). Offer - standard for new customers. Extrude of old customers to the new package through worsening conditions on changeless product.