1. PRESENT STATUS OF FISHERY IN BIHAR AND HOW TO IMPROVE PRODUCTION THROUGH BANK FINANCE
SUMITTED TO
FACULTY OF BASIC SCIENCES AND HUMANITIES
RAJENDRA AGRICULTURAL UNIVERSITY PUSA
SAMASTIPUR BIHAR
SUMITTED BY
RAJEEVN KUMA
MBA (Agri-Business)
Reg.no MBA(AGB)30/

2. CONTENT INTRODUCTION OBJECTIVE COMPANY PROFILE RESEARCH METHODOLOGY
OBSERVATION
DATA ANALYSIS
SWOT ANALYSIS
CONCULSION
SUGGESTION/RECOMMENDATION
BIBLOGRAPHY

3. INTRODUCTION
Bihar is blessed with vast and varied fisheries and aquaculture resources.
These resources are in the form of rivers, reservoirs, lakes, mauns , chaurs , irrigation canals, ponds and community tanks.
However, despite such natural resources and fish as highly preferred food item, aquaculture and open water fisheries resource remain highly underutilized.
It is high time for the state to make use of these resources for providing sustainable livelihoods to millions of poor rural communities.
The major schemes taken up include production and supply of fish seed, development of Maun / Chaur besides centrally sponsored schemes for development of aquaculture and welfare of fishers

4. CONT- Current status of fisheries and aquaculture
Bihar occupies third position in inland fish production (2.66 lakh tones)
It contributes about 1.6 % of Bihar GDP.
Bihar has abundant natural resources of water in the form of 69,000 hectare of ponds and tanks , 90,000 hectare of ox-bow lakes , 35,000 hectare of water logged area and many major rivers with total length of 3200 km.
The present fish production is about lakh tones. The state produces 350 million fry against its current requirement of 2000 million.
Similarly, the State requires about 4.5 lakh metric tones of fish for local consumption and as such there is a wide gap between the production and demand of fish.

5. CONT-
The annual per capita fish consumption in the state is one of the lowest in the country,1 kg/yr for nutritional security.
To promote fisheries, the department of fisheries has 121 fish seed farms, out of which only 10% are in working condition.
Presently, there are 81 fish seed hatcheries in Bihar.
In order to bridge the gap in the fish seed demand and supply, government of Bihar has announced to set up one hatchery in each District of the State.

6. scope Conservation of Water in Tanks & Ponds.
Intensive/Semi- Intensive Fish Culture in Tanks & Ponds.
Culture based Fisheries in Mauns /Chaurs by stocking fingerlings.
Enhancing of Fish Seed Production up to 650 million
Infrastructural Dev. Of Fish Marketing
Training of Fish Farmers to acquaint them with latest know- how of Fish Production
Insurance of Fish Crops.

7. Cont-
To Develop Pond Aquaculture- Water areas below 10 ha to be brought under composite culture and bringing them into scientific composite culture and achieving and annual production level up to 3000 kg/ha/year.
Culture Based Fisheries Enhancement In Ox-bow Lakes- Special drive for renovation and restoration of Ox-bow lakes to make them suitable for fish culture and to get annual yield of kg/ha/year by stocking 3000 fingerling per ha
Development Of Waterlogged Areas- To develop and brought under Semi- intensive culture through Inland Fisheries and Aquaculture Scheme
Reservoir Fisheries- Management of reservoir shall be done on culture based fisheries, optimum stocking , density of size of seeds and co-operative based management to enhance present level of production
Quality Seed throughout the Year – Quality fish seed is most critically required inputs for aquaculture. Adequate supply of good quality fish seed throughout the

8. objective
To study about the programme run by government to development of fishery sector.
To assess the production, processing, storage, transport, marketing of the fish and fish product.
To find out the the financial institutions that supports fishermen for carrying out the fisheries.
To evaluate the role of bank in the development of fishery sector.

9. RESEARCH METHODOLOGY Research design:-
The methodology for the fulfilment of different objective of study consisted of two main component, Data and its source.
Research Plan:-
Reporting in the Bank: 13 June 2013
Data collection: 15 June to 16 July 2013.
Analysis and report writing: 17 July to 25th July 2013
Source of Data:-
PRIMARY DATA:- Questionnaires, and personal interview method.
SECONDARY DATA:- Published and unpublished document like magazines, fishery department information,

10. CONT-- Research Instruments:-
In depth interview with fishermen. bank employees and with staffs of fishery department
Analytical Methods
The analysis of study has been achieved by using simple statistical tools like averages, percentage, ranking along with their graphical representation.
Sampling technique:- Samples of fishermen and bank was selected by
employing simple random sample
Sampling size:-
(a) Fisherman: -40
(b) Bank staffs: -20
(c) Government agency—6 fisheries department (Khagaria, Samastipur, Darbhangas, Madhubani, Sitamarhi, Patna)
Sample area:-
Darbhanga, Khagaria, Begusaria, Madhubani, Muzaffarpur, Samastipur, Sitamarhi

11. AREA OF STUDY

12. ORGANISATION PROFILE State Bank of India
(SBI) is a multinational banking and financial services company based in India.
It is a government-owned corporation with its headquarters in Mumbai Maharashtra
As of December 2012, it had assets of US$501 billion and 15,003 branches, including 157 foreign offices, making it the largest banking and financial services company in India by assets.
The bank traces its ancestry to British India, through the Imperial Bank of India, to the founding in 1806 of the Bank of Calcutta, making it the oldest commercial bank in the Indian Subcontinent.

13. Cont-
Bank of Madras merged into the other two presidency banks—Bank of Calcutta and Bank of Bombay—to form the Imperial Bank of India, which in turn became the State Bank of India.
Government of India nationalised the Imperial Bank of India in 1955, with Reserve Bank of India taking a 60% stake, and renamed it the State Bank of India. In 2008, the government took over the stake held by the Reserve Bank of India.
SBI was ranked 285th in the Fortune Global 500 rankings of the world's biggest corporations for the year 2012.

14. CONT-
SBI provides a range of banking products through its network of branches in India and overseas, including products aimed at non-resident Indian (NRIs).
SBI has 14 regional hubs and 57 Zonal Offices that are located at important cities throughout the country.
SBI is a regional banking behemoth and has 20% market share in deposits and loans among Indian commercial banks.
The State Bank of India was named the 29th most reputed company in the world according to Forbes 2009 rankings and was the only bank featured in the "top 10 brands of India" list in an annual survey conducted by Brand Finance and The Economic Times in 2010.

15. OBSERVATIONS
After survey with fishermen and Bank, following observations has been inferred. There is abundant water resource in Bihar but production is not as good as comparison with water resource. There is opportunity of developed fishery sector to become a surplus state after overcome some problem. Meeting with fishermen some problem faced by fishermen /Bihar fishery are:-
Abundant water resources like ponds, in Madhubani, Darbhanga, Khagaria, East champran.
Several varieties of fishes are found in Bihar in which Madubani, Darbhanga are major.
Various government agency are work in this sector like FFDA, Fishery department.
Lack of good quality of fish seed.
Lack of modern technology.
Lack of technological knowledge.
Lack of infrastructure.
Lack of information about fish culture.
Lack of involvement of bank.

16. data ANALYSIS (FISHERY PROFILE OF BIHAR)
Total inland water bodies(iakh ha)
1.60
River and canal (km)
3,200
Reservoirs (Lakh ha)
0.60
Tanks and ponds(Lakh ha)
0.95
Flood plain lakes (Lakh ha)
0.05
No Of FFDA 33
water area covered under FFDA (ha)

17. CONT- No of fish farmers trained under FFDA 35362
No of beneficiaries under FFDA
38862
Average productivity reported(kg/ha/year) -FFDA
2400
SOURCE—ICAR REPORT

18. FISH PRODUCTION IN LAST EIGHT YEAR
INLAND FISH PRODUCTION
Fish production (tons)
Growth rate
No of fish seed produced(million)
267.51
0.3
318.31
-8.1
279.53
4.5
344.4
8.3
267.04
-4.5
330.46
-4.2
319.10
19.5
309.53
-6.4
300.65
-5.8
302.99
-2.11
297.40
-1.08
330.78
9.17
299.91
0.84
275.19
16.80
344.47
14.86
244.37
2O12-13
400.34
16.25

19. FUND RELASE TO THE GOVT.OF BIHAR FROM NFDB
Name of activities
Intensive aquaculture in ponds & tanks -
16.78
945.77
Reservoir fisheries
20.17
22.13
Cold Water Fisheries
0.00
Other activities
Total:
36.95
967.90

20. Performance of CSS & CS Schemes in Bihar (Rs. in lakhs)
Name of Schemes
Funds released during 11th Plan
Development of Inland
fisheries & Aquaculture
20.00
0.00
101.40
65.00
National Scheme of Welfare
of Fishermen.
43.14
293.00 -
Strengthening of Database & Geographic Information
System of Fisheries Sector.
0.44
6.00
National Fisheries
Development Board (NFDB)
36.95
964.91
15.11
National Mission for Protein
Supplements (NMPS)

21. National Mission for Protein Supplements (NMPS)
Approved Component for the year
Rs. in lakhs
Reservoir Development
668.00
Aquaculture Development through Integrated approach
250.00
Total
918.00
SOURCE– ICAR REPORT

22. An estimate District-wise pond resource in the state
POND AREA(Hectare)
GOPALGANJ
998
SIWAN
948
CHAPRA
812
VAISHALI
871
MUZAFFARPUR
1822
EAST CHAMPRAN
9153
WEST CHAMPRAN
4003
SITAMARHI
2000
MADHUBANI
3743
DARBHANGA
3036
SAMASTIPUR
1386
BEGUSARIA
1033

23. CONT- SAHARSA 1057 MADHEPURA 1508 PURNEA 3447 KATIHAR 4176 BHAGALPUR
918
MUNGER
3163
KHAGARIA
4640
SAHEBGANJ
1609
PATNA
2176
BHOJPUR
1096
ROHTAS
925
GAYA
2758
AURANGABAD
3511

24. CONT- SOURCE:-DEPARTMENT OF FISHRY (GOVT. OF BIHAR NAWADA 3184 NALANDA
3464
SOURCE:-DEPARTMENT OF FISHRY (GOVT. OF BIHAR

25. DISTRICT-WISE MANUS Source-Fishery department (Govt. of Bihar SI No
NO.AND AREA OF MAUNS IN DIFFERNT REGION
10-50 ha ha
Total No.
Total area No
Area 1
KATHIR 21
807 3
212
156 25
875 2
EAST CHAMPRAN 10
276 8
586 7
1130
1992
MUZAFFARPUR
436
185 24
621 4
SAMASTIPUR
143 98
702
943 5
WEST CHAMPRAN 83 52
626 6
761
Total 59
1445 16
1133 13
2614 88
5192
Source-Fishery department (Govt. of Bihar

26. Quantity of seed (crore) Quantity of brood Tocks (tonnes)
Source;-Fishery department (Govt. of Bihar)
Source;-Fishery department (Govt. of Bihar)
Source;-Fishery department (Govt. of Bihar)
BROOD BANK
Species
% of total
Quantity of seed (crore)
Quantity of brood Tocks (tonnes)
Fingerlings
Fry
Spawn
Female
Male
CATLA 30
9.6
19.2
63.4
12.7
ROHU
MRIGNAL 20
6.4
12.8
42.2
8.5
GRASS CARP 10
3.2
21.2
4.3
COMMON CARP 8
2.6
5.2
17.2
3.4
SILVER CARP 2
0.6
1.2
3.6
0.9
O.9
TOTAL
100 32 64
211
42.5
SOURCE-FISHERY DEPARTMENT GOVT.OF BIHAR

27. AVILIABLE RESOURCE SOURCE- FISHERY DEPARTMENT (GOVT.OF BIHAR) SI. NO
SPECIFICATION
TOTAL NO.
AREA IN Ha 1
TANK/PONDS
70000
69000 2
OX-BOW LAKES(MAUN) 48
9000 3
RESIVIOURS 29
7276 4
FLOWING RIVER
32OOKM 5
WET LAND
100000ha
SOURCE- FISHERY DEPARTMENT (GOVT.OF BIHAR)

28. 1.5 lakh Ton(value-1050 crore)
PRODUCTIVITY
SI. No
Particular
Production 1
Average productivity per ha/year
8oo/ha/year 2
National productivity
2500kg/ha/year 3
Productivity from developed water bodies
2300kg/ha/year 4
Annul Demand
4.56 lakh MT 5
Total fish production
3.06 lakh Ton 6
Import fish from neighbouring state
1.5 lakh Ton(value-1050 crore)
SOURCE-FISHERY DEPARTMENT (GOVT.OF BIHAR)

29. Infrastructure facilities
SI.NO
FACILITY
AVILIABLE
REMARK 1
No. of fisherman
121 2
No. of Hatcheries
(a) In Govt. sector
(b) In corporate
(c) Private 40 3
No. of training centre(Rohtas, Nawada, Khagaria, Supual, Banka) 5 4
No. of fish farmer development agency (FFDA) 38
No. of fish feed mill
110 6 97
Sanctioned
SOURCE-ICAR REPORT

30. MATSYA JAGARAN KENDRA S.No. Name of Districts Status 1 Nawada
Constructed 2
Khagaria 3
Kisangunj 4
Banka 5
Sasaram 6
Supaul 7
Gopalgunj
Under Construction 8
Saharsa 9
Gaya
Sanction 10
Madhubani 11
Dharbhanga 12
Sitamarhi

31. Total fish production

32. Region wise fish production (2012-13)

33. Total fish seed production

34. Swot analysis Strength:-
Abundant resource of water available in Bihar.
Government aware about fishery sector, various programmes run by them.
High demand of fish in national market as well as international market.
Cheap labour is available
Integrated fish culture provide other business opportunity.
Weakness:-
Lack of technical knowledge about fishery sector.
Lack of good quality of fish seed.
Lack of infrastructure.
Diversified water resource in a district.
Poor physical status of majority of ponds
Heavy siltation of ponds
Lack of Technical know-how
Regular occurrence of flood & drought

35. To become a surplus state in fishery.
Cont---
Opportunity:-
To become a surplus state in fishery.
To become a employment providing sector.
Integrated fish culture provides scope for other sector also.
To established fish processing industry
Threat:-
Threat from neighbouring state.
Climatic threat.
Sudden cause of fish disease.

36. conclusion
After analysis of Data, Table, and Graph, find that
(I) Bihar has abundant water resource and there is opportunity to develop this sector.
(ii) Present production 2.2 ha/annum become triple if some measure taken by government to develop this sector.
(iii) It also become a great employment sector.
(iv) There has been a steady increase in fish production in period and its share in total agriculture GDP has nearly double in last 5 years.
(v) Fishermen in the state are being trained to increase productivity of fishery sector.
(vi) Loans are being granted for maintance and renovation of privately owned ponds in state. Government started various programme and provide subsidiary to fishermen to develop this sector.

37. Suggestion
FOR FISHERMEN
Must take part in training organised by Bank and Government.
Use good quality of fish.
Use modern technology.
Culture fish as integrated method.
Culture fish for commercial level.
Return Bank installement timely to make good relation with bank.
FOR BANK
To fix easy criteria for loan section for fishery sector.
Sanction loan at timely.
Organised programme for fishery sector.
To coordinate with government programme run for fishery sector development
Take active part in this sector
Established a fishery special branch where fishery activity done.

38. Made framework to develop fishery sector.
Cont--
FOR GOVERNMENT
Made framework to develop fishery sector.
To appoint technical person at block level.
Organised training time to time.
Provide good quality of fish seed at subsidiary rate.
Provide modern technology at subsidiary rate e.g.-solar pump.
To established organised market structure for fishery.
To coordinate bank with fishery programme.
To make bridge between Bank and fishermen.

39. Action plan
To maximum utilisation of available water resource by integrated fish culture.
To provide technical knowledge.
To organise training.
To provide technical expert.
Micro-finance provided to marginal fishermen.
PROMOTION:-
Government provide subsidiary on fish seed, fish feed, solar pump.
Provide subsidiary on renovation of pond and new developed pond.
Bank provide loan at low interest.
Established well organised market for fish.