1. Fran McKeown fmckeown@pheaa.org

2. Don’t mix answers for student and parent information Ensure SSN accuracy Gender question is optional – answer it! Have federal income tax and other related information as references If you have yet to file your federal income taxes, you can estimate income information and update/correct later with the IRS Data Retrieval Tool Remember to complete the PA State Grant form from the confirmation page Don’t delay – know your school deadlines and try to meet them! FAFSA Tips

3. Applicants may need the following items: »Social security numbers »Drivers license (student only; this information is optional) »Federal income tax returns (1040, 1040A or 1040EZ) »W-2 forms from all employers »Current bank statements (checking and savings) »Current business and farm records »Records of any stocks, bonds and other investments, including 529 accounts »Additional untaxed income tax records may be needed such as: Veteran’s non educational benefits, child support paid/received and workers compensation. »Alien registration or permanent resident card (if not a US citizen) »**These are also listed on the FAFSA Tipsheet and in the FAFSA Reference Guide. Documents Needed to Complete the FAFSA

4. Get your FSA ID PRIOR to sitting down to complete the FAFSA Sign the FAFSA Electronically The student and 1 parent will need an FSA ID Do NOT lose it; write it down and store in a safe place (write down the challenge question answers, too) Do NOT share it with anyone You will need your FSA ID every year you file a FAFSA and to log in to sign loan paperwork FSA ID

5. It seems like a lot of people are confused about the nature of the ID: --- Don't understand that things are case sensitive. --- Didn’t write down their user name and/or password. --- Try to enter the parent ID to start the FAFSA. --- Try to enter the student ID for the parent signature. --- Entered their info on the FSA ID site, but then they expected to receive an assigned number that would be their "code". As a result, they try to enter the six-digit code they received when verifying their e-mail address as their FSA ID username and/or password. --- Write down absolutely everything that occurs during the FSA ID sign-up process for parent and student (usernames, passwords, 6-digit codes, challenge questions, etc.) all on one piece of paper, and then can't remember which items apply to which ID. Mistakes with FSA ID

6. FAFSA.gov Click here for initial FAFSA Click here for saved applications, corrections or renewal FAFSA

7. Where you see the student bar, only enter student information Login Review Help and Hints sections to answer questions

8. Enter FSA ID

9. Select the correct FAFSA year

10. Can be anything – just so you can get back into the application Save Key i.e. the family dog’s name, your favorite color, etc.:

11. More Help Information

12. Student Demographics Use the previous and next buttons within the application

13. Male students get the selective service question; Answer “yes” to the work-study question; Have you received FSA? (most freshman will answer “no”) Male students get the selective service question; Answer “yes” to the work-study question; Have you received FSA? (most freshman will answer “no”) Student Eligibility

14. Must list and confirm your high school

15. List up to 10 schools List the school you’re most likely to attend first Enter school code or look them up List up to 10 schools List the school you’re most likely to attend first Enter school code or look them up Postsecondary School Selection

16. Click and add them to your list Postsecondary school selection

17. Housing Selection Can change the order (remember to list the school most likely to attend first) Select Housing Status Can change the order (remember to list the school most likely to attend first) Select Housing Status

18. All “no” answers = dependent student “Yes” answers = additional questions to determine independent status All “no” answers = dependent student “Yes” answers = additional questions to determine independent status Dependency

19. FAFSA Tips Dependent students must provide parent data Note: If unable to provide parent data, it will be a special circumstance that will be up to the school and PHEAA to determine status Dependent students must provide parent data Note: If unable to provide parent data, it will be a special circumstance that will be up to the school and PHEAA to determine status

20. Marital status (stepparent info is required) Determine household size and number in college Marital status (stepparent info is required) Determine household size and number in college Parent Demographics Note: Parent’s last names must match SSN

21. Bar changes to Parent – only answer information for the parent here Financial Information Can answer “will file” and estimate tax information “Have filed” opens up the IRS Data Retrieval window Can answer “will file” and estimate tax information “Have filed” opens up the IRS Data Retrieval window

22. Click OK to go to IRS site, then click OK again If you estimate initially, you can go back and submit a correction by changing your “will file” answer to “have filed” and then complete this process.

23. These fields are pre-filled based on FAFSA responses Complete the address information as it appears on your tax return

24. Click “Transfer Now”

25. It will tell you it’s been successful List parent(s) income from work (2015) Dislocated worker means laid off or unemployed It will tell you it’s been successful List parent(s) income from work (2015) Dislocated worker means laid off or unemployed

26. Credits »Education credits »Child support paid Untaxed income »(payments to tax- deferred pensions listed on W-2 forms, box 12) »Child support received Credits »Education credits »Child support paid Untaxed income »(payments to tax- deferred pensions listed on W-2 forms, box 12) »Child support received Financial Information

27. Other untaxed income not reported elsewhere – click on the untaxed income button to see what counts Financial Information

28. Bar switches back to student Use IRS DRT or you can estimate information If student did not file or wasn’t required to file, answer appropriately (you would still report any income earned or untaxed income paid to the student) Bar switches back to student Use IRS DRT or you can estimate information If student did not file or wasn’t required to file, answer appropriately (you would still report any income earned or untaxed income paid to the student) Student Financial Information

29. Students list their cash, savings and investment values as of the date they file the FAFSA Student Info

30. You are not a preparer (that is if you paid someone to do this for you) Agree to the statement and click “Sign” You are not a preparer (that is if you paid someone to do this for you) Agree to the statement and click “Sign” Sign and Submit Student

31. Select which parent has the FSA ID Agree to the statement Type in their FSA ID Click “Sign” Click “Submit My FAFSA Now” Select which parent has the FSA ID Agree to the statement Type in their FSA ID Click “Sign” Click “Submit My FAFSA Now” Sign and Submit Parent

32. Print this page for your records If more than one student in postsecondary at same time, parent can use link to transfer data Print this page for your records If more than one student in postsecondary at same time, parent can use link to transfer data Confirmation

33. Click on “Start Your State Application” to complete the SGF First-time filers only Click on “Start Your State Application” to complete the SGF First-time filers only State Grant Form

35. Print & Mail

36. Student receives an email from FSA What Happens Next

37. Student can check state grant status on their Account Access at PHEAA.org What Happens Next

38. Things to Remember Get your FSA IDs PRIOR to completing the FAFSA (FAFSA.gov or FSAID.ed.gov) File your 2016-17 FAFSA at FAFSA.gov Estimate and correct using the IRS DRT or use the IRS DRT if you have already filed Complete your FAFSA and State Grant Form at the same time Meet your school’s priority filing DEADLINES State Grant Deadline is May 1, 2016 School Deadlines may be earlier! Research costs: mysmartborrowing.org

39. Award Package/Letter Schools/colleges receive financial aid information and calculate financial need - Cost less EFC Financial Aid Office (FAO) “packages” student based on financial need and available funding (varies from school to school) Financial aid award letter sent to student

40. Financial Aid Award Letter Official notification from school about financial aid, terms and conditions Lists the type and amount of each award to be received Describes what must be done to accept or reject any award Discloses students rights, responsibilities and academic requirements

41. Financial Need Your financial aid package may not meet all of your calculated financial need. Be sure to determine how much will be required of you in out-of-pocket costs and loans.

42. Reviewing the Financial Aid Package After reviewing their packages, students should be sure they know and understand the following: »How much of the financial aid is free money? »Which awards are based on need, and which are based on merit? »Are there any conditions on the free money; in particular, is there a GPA requirement? »Will awards change from year to year? »Will institutional awards increase as tuition increases? »Will loans be needed? If so, how much?

43. Savings – Family 529 Plans – Family Scholarships – Various Sources Tuition Payment Plans – School Federal Student Loans – Department of Education Institutional Loans – School Private Education Loans – Bank Home Equity Loans – Bank How to Cover Unmet Need

44. Resources for filing the FAFSA and SGF PHEAA – 800-692-7392 Federal Student Aid – 800-433-3243 (800-4-FED-AID) Fran McKeown Higher Education Access Partner fmckeown@pheaa.org PHEAA – 800-692-7392 Federal Student Aid – 800-433-3243 (800-4-FED-AID) Fran McKeown Higher Education Access Partner fmckeown@pheaa.org

45. QUESTIONS?