1. Monthly Report February, 2011 Planning Division Sam Lung 25 Feb. 2011

2. Agenda  Market News  2010 Market Performance  2010 Sales of Products  New Product  Cooperation with Non-Life

3.  Vietcombank cooperates with Prudential in collecting insurance charges via Internet Market News Customer Prudential’s customers who have their bank accounts in Vietcombank How  Register for bank’s online services “VCB-iB@nking”  Paying the periodical premium at anytime  Register for bank’s online services “VCB-iB@nking”  Paying the periodical premium at anytime

4.  Charities Activities of Life Insurer Market News Dai-ichi Launched a blood donation program Prudential Reserve 10 million USD for community activities in Vietnam to 2015

5. 2010 Market Performance

6. FYPShareRank(2009)Growth(%)agents #Prudential 1,157.931.3%1(1)24.1%82,539 Bao Viet 825.422.3%2(2)10.8%19,999 Dai-ichi 404.610.9%3(6)76.1%13,822 ACE 399.410.8%4(4)38.2%8,162 Manulife 388.410.5%5(3)23.1%8,907 AIA 343.59.3%6(5)23.9%15,294 Cathay 70.81.9%7(7)49.8%8,122 Korea 70.81.9%8(8)113.2%5,398 Prevoir 32.80.9%9(9)-25.3%-- G. Eastern 7.50.2%10(10)3.6%180 VCLI 2.10.1%11(11)26,625%-- Total 3,703.3100.0%26.8%162,423 Unit: Billion VND 2010 Market Performance 70.830 70.805

7. SASEASSEASCASSCAS PFYP(M) 1.41.71.912.712.1 Policy # 0.3 1.21.1 ≥ 1 Policy ratio 20.9%20.8%19.8%35.7%66.7 SASEASSEASCASSCAS PFYP(M)9.711.212.168.425.4 Policy #2.4 2.77.02.3 Analysis of Agent Active 2010 SAS  performance per wkm (Excluding SM  ) 2010 Active SAS  performance per wkm (Excluding SM  ) Solution: Push agent to Active!!! Solution: Push agent to Active!!!

8. Sales of Product

9. Product Type Endowment 49.2% Investment 41.9% Rider 5.8% Term Life 2.5% Whole Life 0.6%PrudentialEndowment(81.5%) Bao Viet Endowment(50.0%) Dai-ichiInvestment(83.3%) ACEInvestment(96.9%) ManulifeEndowment(76.2%) AIAInvestment(85.9%) CathayEndowment(77.9%) KoreaEndowment(62.3%) PrevoirInvestment(88.1%) G. Eastern Endowment(93.9%) VCLITerm Life(100%) Main Product of Insurer 2010 Sales of Product-Market

10. 2010 Sales of Product-Cathay First Year Premium# of Policy Unit: Million VND 58% 15% 13% 52% 18% 15% Endowment(C07) is still main force, followed by Education(C08) and Whole Life(C05)

11. New Product

12. Policy term10 years20 years Paying period5 years10 years Non-Accidental Death Benefit 10% Sum Assured 20% Sum Assured Accidental Death Benefit Increased Sum Assured: SA x (1+10% x T year) Maturity Benefit 10% Sum Assured 20% Sum Assured AO5: Accidental Endowment

13. 12345678910 10M 110 M 120 M 130 M 140 M 150 M 160 M 170 M 180 M 190 M 200 M Period Non- Accidental Accidental 35 years old, Male Term: 10 years Sum Assured: 100M Premium:2.25M/year (Totally pay 5 year) New Product Low Premium, but High Coverage!

14. New Product Current(C05)New(C10)  Death Benefit : 150% Sum Assured (10/20 yr)  Death Benefit  : 150% Sum Assured (10 yr) 180% Sum Assured (10 yr)  Accidental Benefit: X  Accidental Benefit  : Extra 100% Sum Assured  Cash Benefit (pay every 3 yr)  Cash Benefit  : 1~56~1011~ 5% SA7.5%SA10%SA 1~56~1011~ 5% SA8%SA10%SA

15. New Product Current(C07)New(C11)  Death Benefit : 10% Increased SA (simple interest rate per year)  Death Benefit  : 15% Increased SA (simple interest rate per year)  Accidental Benefit: X  Accidental Benefit  : Extra 100% Sum Assured  Maturity: 10% Increased SA (simple interest rate per year)  Maturity  : 15% Increased SA (simple interest rate per year)

16. New Product Current(C08)New(C12)  Education Benefit :  Education Benefit Adjusted:  Death Benefit: 120% Sum of Annual Modal Premiums Paid  Death Benefit  : Max(120% Sum of Annual Modal Premiums Paid, 100% SA)  Maturity: 60% Sum Assured  Maturity  : 100% Sum Assured 121518192021 20% 121518192021 15% 25%15%

17. Cooperation with Non-Life

18. Make Contract End of February, 2011 Training Course Training Course  Location: HCM  Date: 2/14(1~2 courses per month)  44 agents finished the course 43 pass the exam  Location: HCM  Date: 2/14(1~2 courses per month)  44 agents finished the course 43 pass the exam Product  Motor Vehicle Insurance  Personal Accident Insurance  Fire Insurance  Marine Cargo Insurance  Motor Vehicle Insurance  Personal Accident Insurance  Fire Insurance  Marine Cargo Insurance Cooperation with Non-Life

19. Planning Project Next Month

20.  New Product  GA (General Agency) Assessment  2011 Customer Campaign Assessment Thank you!! Planning Division Sam Lung