1. Golf, Business, & Life Weaving Golf, Business & Life

2. Golf, Business, & Life Weaving Golf, Business & Life MillerWade – “Mastering Benefits” Specializing in: Group Benefit Planning Administrative & HR Consulting Services Business Plans Risk Management Consumer-Directed Healthcare Plans Senior Care Established in 1988

3. Golf, Business, & Life Weaving Golf, Business & Life Utah Business Magazine Ranking (Employee Group Benefits) 2001 - #42006 - #4 2002 - #32007 - #7 2003 - #42008 - #3 2004 - #32009 - #6 2005 - #32010 - #6 Utah Business Rankings

4. Golf, Business, & Life Weaving Golf, Business & Life What is Our Agency Focus? Employee Group Benefit Products and Services HR Compliance & Training Exceptional Customer Service

5. Golf, Business, & Life Weaving Golf, Business & Life Insurance Products Insurance Brokerage Services: Medical, Dental, Life, Disability, Long Term Care, Voluntary Supplemental, Gap Plans, Senior Care (Medicare Plans) Commercial Risk Management Services Including: Workers Compensation, Property & Casualty, Business Liability, Commercial Auto

6. Golf, Business, & Life Weaving Golf, Business & Life Group Insurance Plans Medical Dental Life Disability Income Long Term Care Group Medicare Voluntary Supplemental Group Supplemental Gap Plans

7. Golf, Business, & Life Weaving Golf, Business & Life Supplemental Insurance Key Benefits of Supplemental Insurance Plans: Plan can be set up as Contributory or Voluntary Premiums can be paid “pre- tax” (in most cases) Benefits are paid direct to insured to help offset financial exposure not covered by insurance Enrollments processed through “state of art” call center “Best of Class” product offerings Types of Supplemental Insurance Plans: Hospitalization Plans (Medical Bridge) Accident Plans (on/off the job) Disability Income Plans (pay check protection) Cancer Plans Critical Illness Plans (Heart Attack, Stroke, Coma) Permanent or Term Life

8. Golf, Business, & Life Weaving Golf, Business & Life Group Benefit Services HR Programs (Set-up & Administration) Cafeteria Plans (FSA’s), HSA’s, HRA’s, COBRA, HIPAA Human Resource Consulting & Training Online HR Web Portal – Benefits Management, HR library, and Employee Database Payroll Services (ADP or HCS)

9. Golf, Business, & Life Weaving Golf, Business & Life Wellness & Protection Plans Creative Employee Programs Corporate Wellness & Nutrition Programs MyDirectAccess Healthy Roads Bio-Metric Testing Patient Advocacy Services Pre-Paid Legal Services Identity Theft Protection Plans

10. Golf, Business, & Life Weaving Golf, Business & Life Value Added Services Administrative Services Cafeteria Plans ( incl. Flexible Spending Accounts ) COBRA Compliance HRA & HSA Plan Creation/Implementation Payroll Services Human Resource Consulting & Training Ongoing Assistance Group Benefit Training for EE’s Claim Issues Enrollment/Disenrollment Issues Patient Advocacy Online Benefit Portals Insurance Services Voluntary Supplemental Insurance Plans Gap Plans Personal Life & Disability Insurance Senior Care (Medicare Plans and LTC) Non-Qualified Employer Sponsored Fringe Benefit Plans Corporate Wellness Programs Bio-Metric Testing/Health Fairs Wellness Plan Creation/Support MyDirectAccess Healthy Roads

11. Golf, Business, & Life Weaving Golf, Business & Life Term Life Quoting Tool *Final rates subject to underwriting approval Shop for lowest cost term life insurance 10, 15, 20, and 30 year level premium options are available Simplified application process Highest rated carriers available Disability and Children’s riders available

12. Golf, Business, & Life Weaving Golf, Business & Life What is Trust It? Vision: Weave golf into business solutions and life experiences Mission: Create exceptional life/golf experiences, lasting memories, and provide resourceful business solutions. Purpose: Our clients, friends, and prospects benefit from our combined services. We value giving time, energy and resources to selected charities by giving back, building up, and brightening the lives of those we serve. “Mastering Life”

13. Golf, Business, & Life Weaving Golf, Business & Life Our Focus: “The Masters” Golf Excursions Corporate/Charity Golf Event Planning Destinations/Get-a-Ways Golf Apparel & Equipment “Mastering Life” Golf, Business, & Life

14. Weaving Golf, Business & Life The Masters Monday – Thursday Packages Friday – Sunday Packages Golf Adventures Dream Golf Destinations US Open Ryder Cup What are Trust It Excursions?

15. Golf, Business, & Life Weaving Golf, Business & Life “Mastering Life” The Masters Excursion 2012 Masters At Augusta National Golf Club; Join a group of “Masters” fans and enjoy the festivities of golf’s most storied events. The Fader Invitational, and a myriad of activities take place during a week of golf, tradition and fun. Visit teamfader.com for details.

16. Golf, Business, & Life Weaving Golf, Business & Life Get-a-Way Condo’s: Turtle Bay, Hawaii (Oahu North shore) Midway, Utah (15 minutes from world-class skiing) St. George, Utah (golf, national parks & sunshine) Newport Beach, CA and 49 World-wide resorts through Marriott Vacation Club 9 Mexico locations through Mayan Palace Resorts Hundreds of Other Resorts Available Worldwide “Mastering Life” Exclusive Destinations for Clients

17. Golf, Business, & Life Weaving Golf, Business & Life St. George, Utah Destination Hawaii ∙ Newport Beach ∙ Mexico ∙ Midway ∙ St. George Fader Destinations are unique vacation get-a-ways for you to experience some of the world’s most beautiful settings. Settings where we hope you reach the highest potential in golf, business & life. We invite you to schedule your “Destination” with us today! Stay in sunny Southern Utah and golf in the desert on manicured courses year- round. Also, enjoy some of the world’s finest National Parks and all that St. George has to offer like: The St. George Marathon, Ironman, the World Senior Games and a great Home Show.

18. Golf, Business, & Life Weaving Golf, Business & Life Midway, Utah Destination Hawaii ∙ Newport Beach ∙ Mexico ∙ Midway ∙ St. George Fader Destinations are unique vacation get-a-ways for you to experience some of the world’s most beautiful settings. Settings where we hope you reach the highest potential in golf, business & life. We invite you to schedule your “Destination” with us today! Stay in beautiful “Little Switzerland” and golf in the summer. Winter months deliver a skiing paradise in nearby Park City, the home of Olympic caliber ski runs.

19. Golf, Business, & Life Weaving Golf, Business & Life Turtle Bay, Hawaii Destination Hawaii ∙ Newport Beach ∙ Mexico ∙ Midway ∙ St. George Fader Destinations are unique vacation get-a-ways for you to experience some of the world’s most beautiful settings. Settings where we hope you reach the highest potential in golf, business & life. We invite you to schedule your “Destination” with us today! Enjoy a Hawaiian Destination at our Turtle Bay Resort Condo and experience the greatest beaches in the world on the North Shore of Oahu.

20. Golf, Business, & Life Weaving Golf, Business & Life Newport Beach, CA Destination Hawaii ∙ Newport Beach ∙ Mexico ∙ Midway ∙ St. George Fader Destinations are unique vacation get-a-ways for you to experience some of the world’s most beautiful settings. Settings where we hope you reach the highest potential in golf, business & life. We invite you to schedule your “Destination” with us today! Enjoy Marriott's Newport Coast Villa…featuring a two Bedroom with 1 King, 1 Queen, 2 Sofa Beds, and a cozy balcony. We also have access to over 50 Marriott Vacation Club destinations throughout the world.

21. Golf, Business, & Life Weaving Golf, Business & Life Mexico Destinations Hawaii ∙ Newport Beach ∙ Mexico ∙ Midway ∙ St. George GRAND MAYAN PALACE RESORTS This is your invitation to vacation in: Acapulco, La Jolla De Cortes, Mazatlan, Nuevo Vallarta, Puerto Vallarta, Riviera Maya through the Fader Destination program. Fader Destinations are unique vacation get-a-ways for you to experience some of the world’s most beautiful settings. Settings where we hope you reach the highest potential in golf, business & life. We invite you to schedule your “Destination” with us today!

22. Golf, Business, & Life Weaving Golf, Business & Life Hats, Shirts, Visors Gloves, Divot Repair Tools, Ball Markers, Tees Head Covers, Putter Covers, Towels “Mastering Life” Exclusive Gear & Apparel for Our Clients

23. Golf, Business, & Life Weaving Golf, Business & Life Start Today!!! Let us help you SIMPLIFY the process of managing your insurance and group benefits. You can “trust” our Client for Life model will make a difference. Go to www.millerwade.comwww.millerwade.com or www.trustit.uswww.trustit.us …for more information “Mastering Life”