1. Aging and the Community Living and Care Facilities I

2. Vocabulary - one who has taken out a mortgage in order to pay for a piece of property Mortgage- a specific loan from the bank that goes against a piece of property - a division of the government devoted to assisting those who cannot afford to pay for where they live - one who lives in a space owned by the Landlord and pays to use this space, usually monthly - a team of health care workers that come to your home to assist you with daily life - a “mini city” constructed specifically to meet the needs of the elderly population

3. Geographic Distribution Only about of the nation’s elderly live in institutions. The other 93%: – Still at home with spouse – At home alone – Living with a relative Those staying at home tend to seek out the following: – “Set in their ways” – Suburbs are safer, yet still in close proximity to City doctors, etc. – “Cold Blooded”

5. Home Ownership Those still living with their spouse take great pride in owning their own home. – ¾ of elderly men still live with their spouse – 1/3 of elderly women The house is one of their biggest assets when preparing a will. – Often is the house where they raised their family.

6. Condo Living Elderly couples can purchase a condo and gain ownership, but can leave behind the hassle of yardwork and utility bills. – Floor Plans are more easily accommodating – Less space inside to keep clean

7. Department of Housing and Urban Development (H.U.D.) Homeowners: – Mortgage insurance Finance home purchases, loans, and grants for restoration Renters: – Portion of rent is subsidized – Construct low-rent public housing for elderly Wait Lists are long, may not meet all of the elderly’s needs

8. Home Health Services For recovering patients, or physically homebound patients Work that needs to be done outside of the hospital – Housekeeping chores – Shopping – Meal Delivery – Personal Care – Professional Medical Attention Each patient will have a “Home Health Team” –

9. Retirement Communities A (gated) community of apartments that offer a lifestyle designed specifically for elderly people. – Restrictions on age Typically 55+ – There are usually different types of apartments/floor plans available, so the renter can choose the one most suitable.

10. The Grand Victorian- Washington, IL Worship Services, Dental Services, Recreational Services all On-Site

11. Retirement Community Pros and Cons PROS - Convenience of Facilities - No Maintenance - Opportunity to make new friends - Away from commotion of City CONS - Change is difficult - No companionship with other generations - Miss the security of family - “Waiting on the next one to die”

12. Review Why do more men than women live with their spouses during their later years? Why have elderly people started buying property in suburbs after retirement?

13. Review What is the difference between a homeowner and a renter? In what 2 ways does H.U.D. assist elderly renters?

14. Review On a Home Healthcare Team, who carries out personal care duties, and who performs health care duties? What are the pros and cons of living in a Retirement Community?