2. CBIZ B&I Presents CBIZ Small Group Focus

3. CBIZ knows the Small Business benefits market Benefits Marketplace Reality Broker Quoted Rate Actual Rate Based on “Census” information Reflects “Best price offered” by carrier Assumes young workforce, no health issues Based on group ages and health conditions Little rate difference between carriers V alue of benefits varies widely.

4. CBIZ does things differently. Client Benefits “Teams” Broker “Team” CBIZ Client Team Sales Representative ?? Consultant Account Executive Account Manager Claims Adjudicator Legal Expert

5. Big Business Service | Small Business Focus You’re already paying for it now...... Why not get the service you’re paying for?

6. CBIZ knows Small Business needs Benefits Service Approach Broker CBIZ Client Team Approach You or your employees do most of the administration work Answers only available on help line Little or no direct “service” after sale Audit and Review Current Plans Build Plan Design Market Review CBIZ Negotiates best rates with carriers Plan Implementation Complete Employee Communication Services Plan Administration and Management Legal Affairs—access to in-house staff Day-to-Day Plan Servicing and Administration On-line services and information access Industry Insider Information

7. CBIZ: Your [Small] Business Just got Easier  [ Sender’s Contact Information ] Have my local CBIZ Small Business Services Representative contact me. [Link to Contact data collection page.]CBIZ Small Business Services Representative Find out more about... CBIZ Benefits Administration Services CBIZ Benefits Consulting Services The CBIZ Service Promise Other CBIZ Services for Small Business _______________________