5. Never spend your money before you have it. ~Thomas Jefferson

9. Do not throw in the towel; use it for wiping the sweat off your face. ~Unknown

13. "Always admire the good in others, and forget not sometimes to admire the good in yourself." --- Lin Yutang

17. I love people who make me laugh. I honestly think it’s the thing I like most, to laugh. It cures a multitude of ills. It’s probably the most important thing in a person. ~Audrey Hepburn

21. "True friendship multiplies the good in life and divides its evils. Strive to have friends, for life without friends is like life on a desert island... to find one real friend in a lifetime is good fortune; to keep him is a blessing.“ --- Baltasar Gracian