2. BOB FRAZEE Chief Executive Officer

3. Founder of Land Grant College System

4. Creation of the Farm Credit System

5. Crop Insurance

6. Mission Statement MidAtlantic Farm Credit is customer owned and customer focused. We work every day to: –Give our customers best-in-class solutions for their financial needs –Manage their association efficiently, safely, and soundly, –Be dependable, in good times and bad, for this and future generations.

8. JOHN WHEELER Chief Financial Officer

9. 2011 FINANCIAL OVERVIEW

10. Number of Active Members

11. Loan Volume Outstanding (in billions)

13. Credit Quality

14. 2011 Portfolio Concentrations Other – 5% or less

15. Net Income (in millions)

16. Operating Efficiency

17. 2011 Patronage Cash$ 10,205,00038.56 % Allocated Surplus$ 0 0 % Non-qualified Allocated Surplus$ 16,259,00061.44 % TOTAL$ 26,464,000100.00 %

18. Total Patronage Paid $19.6 million returned in cash

19. $371 million declared Patronage since 1990 $249 million returned in cash

21. Election Regions