1. 4. GET RICH SLOWLY

2. HE OWNS, I MANAGE! Coaching Tip #1

3. DEBT DESTROYS DESTINY! Coaching Tip #2

4. IT’S NOT HOW MUCH YOU EARN, IT’S WHAT YOU DO WITH IT Coaching Tip #2 Coaching Tip #3

5. GIVING Prov.3:9-10 ‘Honor the LORD with your wealth, with the first fruits of all your crops; then your barns will be filled to overflowing and your vats will brim over with new wine’ Malachi 3:10 ‘Bring to My storehouse a full tenth of what you earn. Test Me in this,’ says the Lord. ‘I will open the windows of heaven for you and pour out all the blessings you need.’

6. Getting Rich Slowly But Surely… Prov.28:20 The trustworthy will get a rich reward. But the person who wants to get rich quick will only get into trouble. Prov.28:22 A greedy person tries to get rich quick, but it only leads to poverty. Prov.11:18 Evil people get rich for the moment, but the reward of the godly will last

7. The Lesson Of The Ants Prov.6:6-8 ‘Go to the ant, you sluggard; consider its ways and be wise! It has no commander or overseer or ruler, yet it stores its provisions in the summer and gathers its food at harvest.’

8. LIVE LIKE NO ONE ELSE TODAY, SO THAT YOU CAN BE LIKE NO ONE ELSE TOMORROW Coaching Tip #4

9. Why Save? Financial freedom Unforeseen circumstances Long term goals Stop working for money

10. ASSUMING RETIREMENT AT AGE 55 AgeNet Salary 2510k 3030k 40100k 50150k

11. AgeNet Salary TOTAL SAVED if you start saving 20% of your take- home salary now 2510k6.1M 3030k5.9M 40100k4.9M 50150k1.8M ASSUMING RETIREMENT AT AGE 55

12. AgeNet Salary TOTAL SAVED if you start saving 20% of your take- home salary now RETIREMENT ACCOUNT if you invest 20% of your take-home salary @ 15% interest 2510k6.1M22.1M 3030k5.9M18.9M 40100k4.9M11.1M 50150k1.8M2.3M ASSUMING RETIREMENT AT AGE 55

13. Psa.126:5-6 ‘Those who plant in tears will harvest with shouts of joy. They weep as they go to plant their seed, but they sing as they return with the harvest.’