1. BASYS Processing Merchant Services Presentation

2. The BASYS Culture & Mission Statement Solid set of values: dedication, integrity, innovation and flexibility. Excellent communication, responsiveness and a willingness to learn. We treat our clients with the same respect, honesty and integrity that we expect. We believe in going above and beyond expectations and doing the little things that distinguish us from our competition. The BASYS Mission: Our mission is to offer our merchants the BEST possible solution for their credit card processing needs. We strive to enhance a merchant’s experience & cement a relationship with our partners by providing the opportunity & ability to process credit card transaction in the most efficient, compliant and user-friendly manner. We want to take such excellent care of our merchants so they never want to leave!

3. Who We Are : Founded in 2002 Family-owned and managed Headquartered in Lenexa, Kansas Community bank partnerships across the country Alliance partnerships with trade associations and Point-of-Sale software companies Founded on the core value of providing excellent customer service to our merchants and partners

4. Introduction to BASYS Processing Dedicated contacts in Sales and Operations Unparalleled customer service Customized Programs Partnerships with Community Banks, Associations, and Point of Sale Software Companies No phone queues- A live voice answers each call Pro-active PCI Compliance approach Prompt follow-up and attention to detail

5. Introduction to BASYS Processing A true partnership with the Bank Personalized Service & Customized Programs Live and Open Communication Follow-up and Attention to Detail Introduction to BASYS Processing:

6. A fair and competitively priced program. Complimentary and accurate analysis. Dedicated BASYS Processing Support Team: Dedicated Sales & Relationship Manager: Ryan Williams, Sales Manager Dedicated Sales Agent: Greg Stiles, Account Executive Dedicated Merchant Specialist: Karen Woloscsuk Dedicated PCI & Deployment Team Help Your Merchants Achieve Success

7. Products & Processing Solutions EMV and Near Field Communication Solutions Mobile Processing Tablet POS System App-based POS System Tokenization Ecommerce Business-to-Business Petroleum Processing Gift and Loyalty Cards Retail Processing

8. Do you accept card payments? Are you happy with the service and support from your current processor? Are you up to speed with the new EMV Chip Card processing and PCI regulations? Do you understand the fees that you are paying and do you feel they are competitive? Do you have recurring transactions every month? Would you like to see if we can save you money? How to Create the Need

9. Try to uncover an area that may not be working so well right now (pricing, service, processing solution, etc.) Find a need and we will meet it Ask for 2-3 months of current processing statements for detailed analysis, including American Express statements, if they currently accept this card brand. Ask potential merchant for the make & model of their credit card terminal or name of their POS Software if applicable. Contact your Sales Agent, Greg Stiles via the Sunflower referral link Steps to the Sale

10. Respective Sales Agent to reach out to potential merchant to introduce themselves and review any outstanding questions prior to submitting statement for analysis. BASYS Sales Agent to review & present Program including proposal to potential merchant Steps to the Sale

11. Detailed analysis of merchant’s current pricing program Every line item on the current statement analyzed Reflect monthly savings, annual, and 3 + 5-year savings projections Recommendations on best processing methods Teach to qualify to achieve best possible rates available Detailed Program Analysis & Comparison

12. Completion of Merchant Application Submit Application for approval (approx. 2- 4 business days) Convert to BASYS program (install new equipment/reprogram/update POS coding/programming) Merchant can cancel prior merchant service program Steps to the Sale

13. Questions?

14. EMV Technology

15.  EMV stands for Europay, MasterCard and Visa and is a fraud- reducing technology that can help protect your business against losses from the use of counterfeit and lost or stolen credit cards.  Updated EMV equipment will also allow the business owner to process NFC (Near Field Communication) or contactless credit cards. This includes Apple Pay, Google Wallet and other mobile wallet payments.  The EMV implementation will go into full effect on October 1, 2015 when the liability shift takes place. The transition to full implementation will be a gradual process. What is EMV?

16.  EMV bankcards are embedded with a microprocessor, or smart chip, that interacts with the merchant’s point-of-sale device to make sure that the payment card is valid.  Cardholder data is stored in this smart chip, rather than a magnetic stripe. The smart chip technology adds layers of security, as a result of dynamic data.  EMV bankcard technology uses a computer and software with 100’s of built-in security features. The contacts on the surface of the device are connected to wires running from a computer chip under the surface. How does EMV work?

17. October 1, 2015 Liability Shift  As of October 1, 2015, merchants will no longer be responsible for lost or counterfeit and lost or stolen credit cards at the point-of-sale, only if they update to an EMV capable terminal.  The liability shift encourages chip transactions because any chip-on- chip transaction provides dynamic authentication data, which helps to better protect all parties.  According to Visa, with this liability shift, the party that, due to their lack of chip technology, is the cause of a contact EMV chip transaction not occurring, will be held financially liable for any resulting card present counterfeit fraud losses after October 1, 2015.

18. BASYS EMV Strategies  Deployment of EMV Capable Terminals: BASYS deploys only EMV capable credit card terminals for new purchases, educating each new merchant on options regarding their existing reprogrammable equipment.  Ongoing education by Sales Agents & Merchant Specialists for retail merchants who call in for assistance and do not have EMV capable equipment.  BASYS EMV FAQ-educational marketing piece which can be sent to banking partners & merchants.  Ongoing EMV statement messages to educate all merchants (current and ongoing notifications to all portfolio).

19. Questions?

20. BASYS Processing Products and Services

21. FD130 & FD130 Duo Process EMV chip card technology Affordable solutions Optimized to accept ApplePay and all mobile wallet payment methods Dial mode; Ethernet & Wi-Fi options Integrated Contactless Reader for all NFC or Near Field Communication Reliable, High-Performance Equipment

22. Solutions For Every Industry BASYS IQ is a proprietary web-based processing solution. Includes a built-in Intelligent Qualification System. Able to achieve rates that are difficult in the industry This is ideal for business-to-business merchants. BASYS IQ is a secure & compliant web-based solution; it meets the industry’s requirements for security. It is a user-friendly solution that is equipped with a rolodex, reporting and recurring billing features. This solution allows us to think beyond brick and mortar retail merchants.

23. BASYS can work with the majority of Point of Sale (POS) Solutions available in the industry. Below are a few examples of the more common solutions: Authorize.net PC Charge MICROS ALOHA Shift 4-Dollars on the Net POS Solutions

24. Solutions For Every Business BASYS Mobile provides a cutting-edge wireless and point-of-sale solution. Competitively priced mobile solutions. Secure and compliant wireless solution that allows the merchant to meet the industry requirements for security. Card swipers and printers available. This solution is compatible with a large selection of modern smart phones, including Apple and Android devices.

25. Clover Point of Sale Solution The Clover System is a customizable App-based POS System Connects through Ethernet cable or secure Wi-Fi connections Includes all hardware (Cash Drawer, Printer, POS Screen) Tokenization & encryption Inventory & time-management EMV Compliant with FD-40 peripheral Processes mobile wallet payments, such as ApplePay, Google wallet and other NFC payments. Perfect for new small to medium sized businesses or a merchant that does not have a POS system. Clover Infomercial

26. What’s Next Introducing Clover Mobile The power of Clover in a portable tablet. This EMV compliant solution can be run off of a secured Wi-Fi signal alongside your Clover countertop solution or on a 3G network as a stand-alone processing solution in the field. Full Clover application access Accept EMV/NFC transactions 3G/Wi-Fi options Optional paper receipt printer available Optional grip with built in barcode scanner Ability to take your Clover system anywhere you get a cell phone signal. Also handles Pin-debit transactions

27. Preferred Industries to Target Business to Business Wholesale/Manufacturer Medical Distributors Vet Large Average Tickets Card Not Present transactions Hotel/Hospitality Restaurant Multi-location

28. Earn additional incentives for your successful referrals! From March 23 rd through May 31 st, earn additional incentives for your successful referrals Qualify your leads and then forward the details to Greg Stiles via the online Sunflower Bank referral link Greg will contact your prospect upon receipt of the referral and will keep you posted on our sales efforts

29. Questions?