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KAHLIANNE JONES PD2 APRIL 8TH, 2010 Healthcare Reform, Medicare, and Medicaid
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Healthcare Reform All started with JFK Kennedy's proposals: Improve economy Improve education system Reform healthcare Improve civil rights
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Healthcare Reform: why do we need it? 46 million Americans have no insurance 25 million more are underinsured Employers stopped offering insurance to employees US spends 52% more than any other nation
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Healthcare Reform: the bill A government-sponsored health insurance program Will become active in 2014 Purchase insurance through state-based exchanges separate exchanges for small businesses Largest middle class tax cut 95% of Americans will be insured
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Healthcare Reform : the bill Illegal immigrants not allowed health insurance Cut government overspending Rein in waste, fraud and abuse Commonsense road rules keep premiums down
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Healthcare Reform: the bill Everyone must purchase health insurance Or face a $695 annual fine No denial because of pre- existing conditions Employers must provide health insurance If more than 50 employees Individuals have to pay for abortion
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Healthcare Reform: the bill Money will also be going towards: Parks Hiking paths Sidewalks Estimated cost of reform $940 billion Estimated reduction in deficit $143 billion
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Healthcare Reform: the bill No Republicans voted for the bill 34 Democrats voted against the measure to increase popularity: They removed abortion from insurance policies
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Healthcare Reform: How will we pay for it? Medicare Payroll tax on investment income Insurance companies pay 40% excise tax High-end insurance plans worth $27,500 3.8 % tax on investment income Families making more than $250,000 yearly
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Healthcare Reform: Liberal view Healthcare more affordable Faster greater competition in insurance company Guarantee of quality
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Healthcare Reform: Conservative View Plan too costly Will make health insurance more expensive Lower quality of health care Paying for consequences for decades
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Healthcare Reform: Conservative view Older doctors retire No mentors for younger doctors Lesser quality of doctors Students uninterested in becoming doctors Because of low government pay
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Medicare Federal health insurance program Began in 1965 Not free Basic hospital insurance for elderly Beneficiaries share cost of health care
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Medicare Only covers services when medically necessary People who qualify: 65 and older People with disabilities People with ESRD Beneficiaries may also qualify for Medicaid
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Medicaid Provides basic medical care to: Elderly and disabled Low-income people Pregnant women Covers more than 44 million 25% of American children rely
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Medicaid Based on state State decides Benefits Eligibility Payment rates Finances 75% of state health spending
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