1. STORE CARD/CREDIT CARD BY CONOR DEANE, BEN D, CONNALL

2. STORE CARD Topshop store card – 19.9 %APR Sainsburys nectar – 17.9 %APR Debenhams - 19.9% APR

3. GAME REWARD CARD Earning Points - Earn 2% of your purchase value back in Reward Points. Points for Preorders - Earn double Reward points when you Preorder and purchase - that's 4% of the value - as well as guaranteeing your copy of the game! Points for Trade-ins - Earn 2.5% of the trade-in value back in Reward points.

4. CREDIT CARD The average UK citizen has about five credit cards and an average balance of £9,000. There are more than 670 million credit cards in circulation in America. About 55 million people pay off their balances every month whilst 115 million do not. The other 500 million cards remain unused. The American credit card industry makes an overall profit of anything up to £25 billion ($50 billion) a year from APR interest charges alone.