1. PIVOT INVESTMENT LTD Bridge to Success “Creating wealth through investing for sustainabilility & security by Dec 2014

2. Pivot  Vision  To be a self sustaining and versatile investment group.  Mission  Participate in buying and subdividing of purchased land, building rental units, investing in medical facilities and vibrant equity portfolio.  Core Value  God centered, Mutual Trust, Dependability and Selflessness

3. Objectives of the paper  Take stock of growth prospects for the year  Identify the available opportunities that can be exploited to deliver the self sustenance objective  Give report on revenue target realized in comparison to the set out goals.  Present for vetting the revenue performance targets for sign off by the directorship  Present investment discussions around investments from AGM.  Present company organizational structure

4. Organization Structure Board of Directors (Dr Steve Ojwang, Dr Maina Nguyo and Mr. Cecil Kuyo) Company Chairman ( Dr Q Awori) Finance and Admin Committee Dr Frank Codero, Ms Njoki Maina & Dr Vitalis Juma Legal and Commercial Committee (Mr. Cecil Kuyo & Dr Maina Nguyo) Business Strategy and Investment Committee (Dr Steve Ojwang, Dr Patrick Mwangi & Mr. Nicholas Odhiambo)

5. Investment Report (Active & Passive Investments) ActivePassiveValueCurrent Performance Growth Plan Timelines Cash at Hand1,192,147881,0001,500,000Dec 2014 NIC299,965276,725350,000Jul 2014 SMEPT100,000120,000Jan 2014 Stima Sacco10,50060,847100,000Jul 2014 Joska Plot500,000Not SOLD800,000Jul 2014 Kitengela Plot1,000,000Not SOLD1,500,000Jul 2014 Thika Plot3,000,000HOLD3,500,000Jul 2014

6. Investment Returns Comparison InvestmentCurrent PositionReturnsProjected Growth NIC299,965400,00033% SMEPT100,000150,00050% Cast at Hand (Bank)1,192,1471,500,00025% Drop Land Sale: Kitengela Plot1,000,0001,500,000NIL Gains Thika Plot3,000,0003,500,000NIL Gains Joska Plot500,000800,000NIL Gains Total6,092,1127,850,00028.85%

7. Decision Making Factors  Identify and service one piece of land for sale.  Up scalling our savings in the SACCO to position our credit available  Short term fixed deposit savings rather than bank account.  Purchase of uncompleted house in conjunction with Steve for sale.

8. Sign Off  Dr. Quentin Awori ………………  Dr. Steve Ojwang ………………  Dr. Patrick Maina………………  Dr. Maina Nguyo………………  Mr. Cecil Kuyo………………  Ms. Njoki Maina………………  Dr. Frank Codero ………………  Dr Vitalis Ochiengi  Mr. Nicholas Odhiambo ………………