1. Consumer Awareness Module Six

2. Five Things Protecting Your Identity Avoiding Predatory Lenders Managing Credit Saving Strategies Planning Insurance

3. Activity: Savvy Consumer Who will be the command’s savviest consumer?

4. Identity Theft Take precautions to deter theft Research and report frauds Know the signs of identity theft Protect your online information

5. Predatory Lending Identify predatory lenders Understand military targets Understand contract terms

6. Credit Management Know your debt-to-income ratio Be aware of too much credit Establish credit wisely Get financial intervention

7. Smart Saving Have an emergency fund Have a “reserve fund” and/or “goal-getter fund” Track your expenditures Take advantage of TSP

8. Understand TRICARE Leverage SGLI/FSGLI coverage Get renters insurance Check your credit report Insurance

9. Savvy Consumer Award

10. Thank You!

11. Financial Planning Workshops