1. Chapter 11 sBaØaNTUeTA nig esvarbs;FnaKar 1- FnaKarC aGIV?  TTYlR)ak;beBaIØ pþl;\NTan nig ecjpSaymUlb,Tanb½Rt b½NÑ\NTan ma:sIundk R)ak;s½VyRbvtiþ (Checks or Credit Cards, ATM Card)  pþl;kMcIry³eBlxIø/ Evg (Short-long term loans) b¤TunbgiVl  Tijb½NÑrtnaKar (Treasury - T-Bills), Fnb½RtrtnaKar (T-Note) b½NÑR)ak;rtnaKar (T-Bonds) niglixitmantMélepSg²  CMrujkarGPivDÆn_esdækic© nig RbB½nehdæarcnasm<½n FnaKar FnaKar {FnaKar KWCasßab½nhirBaØvtßú Edlpþl;esvahirBaØvtßúya:gTUlMTUla y dUcCa ³ TTYlR)ak; beBaIØ/ pþl;\NTan nig TUTat; ehIybegIátmuxgarhirBaØvtßúeGay)an TUlMTUlaycMeBaH GgÁPaBGaCIvkmµ.FnaKar emeronTI 1 ³

2. Chapter 12 2-muxgarrbs;FnaKar (The Role of a Bank)muxgarrbs;FnaKar k-muxgarGnþrkarI (Intermediation Role)  ERbkøayR)ak;snMSrbs;RKYsareGa yeTACakarpþl;\NTan x-muxgarTUTat; (Payment Role)  GnuvtþkarTUTat;CMnYsGtifiCn dUcCakarecj nig karTUTat;mUlb,Tanb½Rt nig ebIkR)ak;CaedIm. K-muxgarCaGñkFana (Guarantor Role)  sgbMNulGtifiCnenAeBlEdlGtifiCnmin GacmanlTPaBsgbMNul  tamry³karecjlixit\NTan (Letter of Credit)

3. Chapter 13 3-esvakmµrbs;FnaKar (Bank Services) 3>1-esvaFnaKarpþl;tamry³CIvRbvtiþ (Services Banks have offered throughout history) k-karbþÚrR)ak; (Currency Exchange)  FnaKareFIVGaCIvkmµrUbiyvtßú ¬duløardUrerol/ RhVg;/ epan>>>¦ ehIyTTYlkMér:BIkar bþÚrR)ak;enaH  mansar³sMxan;sMrab;GñkeFIVdMeNI r b¤ePJóveTscrN_breTs  sMrYllTPaBTUTat; kñúgTMnak;TMngBaNiC¢kmµGnþrCa ti X-muxgarCaPñak;gar (Agency Role)  cat;EcgnigkarBarRTBüsm,tiþrbs;GtifiC n b¤ecjpSaynigTTYlTUTat;sgvij nUvmUlb½Rt CMnYsmux[GtifiCn. g-muxgareKalneya)ay (Policy Role)  cUlrYmya:gskmµkñúgkarbMerIeKalne ya)ayrbs;rdæaPi)al  RKb;RKg CMrujel,ÓnGPivDÆn_esdækic© nig EsVgrkeKaledAcMbgrbs;sgÁm

4. Chapter 14 x-kareFIVGb,har nigkarpþl;R)ak;kMcIrbs;FnaKarBaNiC¢ (Discounting commercial notes and making business loans)  eFIVGb,harplb½RtBaNiC¢kmµ pþl;\NeTyü ¬kMcI¦ eGayBaNiC¢kr  pþl;\NeTyüpÞal;cMeBaHplitkmµ GaCIvkmµ K-TTYlR)ak;beBaIØ b¤ snMS (Offering saving deposits)  \NeTyüCaRbPBR)ak;cMeNjrbs;FnaKar  begIánTunbEnßm  TTYlR)ak;beBaIØ ¬ry³eBlxIø nig Evg¦ X-TTYlEfrkSavtßúmantMél (Safekeeping of valuables)  TTYlrkSaTukmas/ mUlb½Rt nig vtßúmantMélepSg²eTotrbs;GtifiCn  lixitbBa¢ak;enH )ancracrdUcCaRkdasR)ak;Edr

5. Chapter 15 g- karpþl;\NTansRmab;RTRTg;skmµPaBrd æaPi)al (Supporting government activities with credit)  FnaKarRtUv)anGnuBaØatieGayTij Government Bond edayeRbIR)as;snMSrbs;GtifiCn c-R)ak;beBaIØcrnþ (Demand deposits)  GnuBaØatieGayGñkepIJ eRbI Drafts kñúgkarTUTat;TMnij b¤esvaEdlFnaKarRtUvTTYlsg  begIánRbsiTiPaBTUTat; gayRsYl el,ÓnelOn mansuvtißPaB q-pþl;esvamUlniFimt_k (Offering trust services)  RKb;RKgkic©karhirBaØvtßú (financial affairs) nig sm,tiþepSg² edIm,ITTYlkMér:  muxgarénkarRKb;RKgRTBüsm,tiþenH ehAfa esvamUlniFimt_t  esvamUlniFimt_kbuKÁl (personal trust services) GtifiCnrkSaTukR)ak;enAFnaKar  FnaKarRKb;RKg nigeRbIR)as;TunenaHrhUtdl;éf¶ EdlGtifiCnRtUvkareRbIR)as;R)ak;enaH  eFIVskmµPaBCaPñak;garrbs;saCIvkmµ kñúgkare)aHpSay Stocks nig Bonds

6. Chapter 16 2- esvaFnaKarik)aneFIVkarGPivDÆn_bEnß m esvaFnaKarik)aneFIVkarGPivDÆn_bEnß m (Services bankers have developed more recently) k-pþl;TuneGayxI©dl;GñkeRbIR)as; (Granting consumer loans)  FnaKarPaKeRcInmin)anpþl;\NeTyücMeB aHbuKÁl b¤RKYsareT,Iy  edImstvtSTI 20 R)ak;snMSrbs;GñkeRbIR)as; mansarsMxan;kñúgkarpþl;kMcI eGaysaCIvkmµ x-BieRKaHeyabl;GMBIhirBaØvtßú (Financial Advising)  pþl;eyabl;GMBIhirBaØvtßú  BieRKaHBIEpnkarhirBaØvtßú GñkRKb;RKgGaCIvkmµBinitüemIl\NTanr bs;Rkumh‘unnigbuKÁl

7. Chapter 17 K-RKb;RKgsac;R)ak; (Cash Management)  bMerIesvaEdlmanRbeyaCn_cMeBaHxøÜ nÉg nig GtifiCn dUcCakarRKb;RKgsac;R)ak;  RbmUlR)ak;snMS b¤ pþl;kMcI b¤ vinieyaK X- pþl;\NeTyümUlniFisMrab;epIþmGaCIvkm µ (Making venture capital loans)  pþl;TunsMrab;karcab;epIþmebIkRkumh‘u nfIµ ¬]sSahkmµEdlmanbec©kviTüax<s; nig TMenIb¦  haniP½yx<s; g-pþl;esvaFanara:b;rg  elIkeT,IgnUvEpnkarpþl;esvaFanara:b;rg  lk;\NTanFanara:b;rgCIvit edayTTYl\NeTyüBIGtifiCn  FanakarsgvijnUv\NeTyü RbsinebIGtifiCnsøab; b¤Føak;xøÜnBikar

8. Chapter 18 c-EpnkaresaFnnivtþn_ (Retirement Plans)  pþl;esvaesaFnnivtþn_ TTYlR)ak;Edlbg;edayGtifiCn nig eRbIR)as;TunkñúgkarvinieyaK  ebIkR)ak;esaFnnivtþn_ enAeBlGtifiCndl;GayucUlnivtþn_ ¬tamc,ab;kMNt;¦ q-pþl;esvaTij-lk;mUlb½Rt (Offering security brokerage services)  bMerIesvaya:gTUlMTUlay nig RbkbedayRbsiTiPaBx<s; pþl;esvatamtMrUbkar  eFIVGaCIvkmµmUlb½Rt ³ Tij- lk;mUlb½RttMNageGayGtifiCn 4-TinñakarERbRbYlEdlman\TiBldl;FnaKar (Trends affecting all banks)TinñakarERbRbYlEdlman\TiBldl;FnaKar  FnaKarkMBugEtEkERbmuxgar nig TMrg;rbs;va[RsbtamsßanPaB vitþn_énsgÁm nig esdækic©  karERbRbYlenH CH\TipBldl;GaCIvkmµFnaKarbc©úb,nñ

9. Chapter 19 1-karrIksayesva (Service proliferation)  begIánkarpÁt;pÁg;esvahirBaØvtßúfIµ²  bNþalmkBIkarRbkYtRbECg karyl;dwg nigtMrUvkarrbs;GtifiCnnigkarvitþn_énbec© kviTüa  kic©karenH)anbegIánéføedIm b:uEnþvaman\TiBll¥EdlCaRbPBcMNUlfIµr bs;FnaKar 2-karekIneT,IgénkarRbkYtRbECg (Rising competition)  karRbkYtRbECg)anekIteT,Ig edaysarkarBRgIkkarpþl;esva  begIánKuNPaBénkarpÁt;pÁg; nig begIátesvafIµ²bEnßmeTot 3-karlb;bM)at;bTbBaØati (Deregulation)  karRbkYtRbECg nig karrIksayénesvarbs;FnaKar RtUv)anCMrujeday Deregulation  Deregulation karlubbM)at;GRtakarR)ak;x<s; (Interest Rate Ceilings)  karpþl;karR)ak;cMeBaHKNnIcrnþfIµ new types of checkable deposits CaedIm

10. Chapter 110 4-bdivtþn_bec©kviTüa (Technological Revolution)  begIánma:sIunsV½yRbvtiþ CMnYsRbB½neRbIkMlaMgBlkmµ  TTYlR)ak;beBaIØ dkR)ak;snMS TUTat;>>>>> 6-karBRgwg nigBRgIkenAtamtMbn; (Consolidation and geographic expansion)  begIánsV½yRbvtiþkmµ bec©kviTüa nig RbsiTPaBeRbIR)as; TamTareGayFnaKarRtUvmanTMhMFM  cgsm<½nrvagFnaKar nigFnaKaredIm,IbegIánsmtßPaBRbkYtRb ECg 7-sklPavUbnIykmµFnaKar (Globalization of Banking)  BRgwg nig BRgIksaxaenAkñúg nig eRkARbeTs edIm,ImanlTPaBRbkYtRbECg  TinñakarénsklPavUbnIykmµenH kMBugRtUv)anykcitþTukdak;cMeBaHRKb; vis½y.