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2. o Madhuban Foods - A brief Introduction o Debt and equity financing of Madhuban o Cash Management o Working Capital o Credit Management o Conclusion PROCEEDING PLAN 2

3. o Partnership Firm, founded in 2004. o Situated in Industrial Estate, Dolabari (Tezpur) o Initially started with the name, Madhuban Bakery o Renamed as Madhuban Foods (UNIT 1 & 2) o Total 6 office staffs + 60 ground level workers o Mainly produces breads, buns, bakery biscuits OVERVIEW OF MADHUBAN FOODS 3

4. DEBT-EQUITY FINANCING o First loan from Vijaya Bank for an amount of 35lakhs. o Later on loan from PNB, Federal Bank 4

5. CASH MANAGEMENT 5

6. o Quantum of cash o Cash collection and disbursement o Optimal cash balance o Management of surplus funds 6

7. SALES OF MADHUBAN FOODS 7

8. WORKING CAPITAL MANAGEMENT 8

9. Working Capital Policy followed by Madhuban Foods o Working capital is sufficed by funds from business surpluses. o Short term loans from commercial banks. o Assistance from parent unit Madhuban Foods & Bakery o Follows both restrictive as well as flexible working capital policy. 9

10. MANAGEMENT 10

11. C REDIT M ANAGEMENT OF MADHUBAN Terms Of Payment -> Cash terms -> Open Account Credit Sales -> 40% of total sales (approx) 11

12. o Cash Discount -> 2/15, net 60 Evaluation Method -> Character of the buyer -> Experience of past transaction o Collection method -> Reminder over phone -> Personal visit the buyers o Collection Period -> 45-60 days 12

13. 13 Presented By, Pranab Kr. Sarkar Kashyapi Konwar Tapanjyoti Poddar Gauravendu deb Roy FOR YOUR KIND ATTENTION