1. Got no money? What to do in a crisis www.MoneyMattersNow.org

2. Who we are We are a group from Carnegie College Scotland We have a project in the money for life challenge We came up with the idea of giving out information about money management

3. Crisis loans There's a thing called a crisis loan. They provide money quickly for emergencies to help you out. The good thing about a crisis loan is that there is no interest on them you only pay back the size of the loan You can apply for a crisis loan on the web up to the end of March 2013 www.gov.uk/crisis-loans/how-to-claim

4. How to get a crisis payment From April 2013 there are new procedures The Crisis Loan will change to the Crisis Grant at the end of March 2013 – Crisis Grants will not need to be paid back You can apply for a grant online at the address below www.fifedirect.org.uk You can call freephone 0300 555 0265

5. Getting there There many websites on the internet that can help you with your problems Citizens Advice and Rights Fife carfweb.org or phone their debt advice line on 0845 1400 094 Citizens Advice Scotland cas.org.uk