1. Future Directions Ray Pennisi Sr. Project Manager of Product Design

2. Agenda Project Life Cycle Some Highlights of Recent Releases Upcoming Enhancements Product Strategy Questions

3. Project Life Cycle Project Charter approved by CCB and Stakeholders Scope Definition and Business Design approved by PRC and Stakeholders Code goes through formal peer review QA Department builds test scripts and records testing results and also does QA of release notes Code is incorporated into baseline, which goes through beta testing prior to final release.

4. Recent Enhancements Exception Item Processing Enhancements Overdraft Tolerance UPS Autoshutdown Commercial Services Phase I Built-in Approval Limits Batch Creation of Accounts via Report Generator

5. Upcoming Enhancements Synapsys CRM Interface Increase Max Print Queue to 9999 Cash Disbursed Fee Specfile Card Dispute Handling DeLaRue Twin Safe Interface Commercial Services Phase II EWI Interactive Specfiles

6. Upcoming Enhancements Cross File Access in Report Generator GL Info in ODBC Extract Copy Institution Parameters Inquiry Tracking Misc Advances Card Number Keys Scripted FM Account Creation

7. Also in the Works.NET environment for C++ code ESP (Enhancement Submission Process) Corporate: field expansion, wire transfers, internet interface to some functions, etc. Continue to refine code distribution methods Members Only Web Site: Development Section!

8. Product Strategy Enhance Loan Application & Decisioning Module – Client Steering Committee – Lending Professional On-staff Commercial Services Phase 3 FICS Real-time Interface Live ODBC-enabled Data Extraction & Message Brokering Biometrics Remote Mirroring Solution

9. Product Strategy XML SymConnect Interface ChexSystems XML Real-time Interface Save receipts to file server ACS Enhancements Shared Branching Enhancements Contact Management?

10. Questions