1. Engineering Economy, Sixteenth Edition Sullivan | Wicks | Koelling Copyright ©2015, 2012, 2009 by Pearson Education, Inc. All rights reserved. Figure 4-1 Illustration of Simple versus Compound Interest

2. Engineering Economy, Sixteenth Edition Sullivan | Wicks | Koelling Copyright ©2015, 2012, 2009 by Pearson Education, Inc. All rights reserved. TABLE 4-1 Three Plans for Repayment of $17,000 in Four Months with Interest at 1% per Month

3. Engineering Economy, Sixteenth Edition Sullivan | Wicks | Koelling Copyright ©2015, 2012, 2009 by Pearson Education, Inc. All rights reserved. Figure 4-2 Cash-Flow Diagram for Plan 3 of Table 4-1 (Credit Card Company’s Viewpoint)

4. Engineering Economy, Sixteenth Edition Sullivan | Wicks | Koelling Copyright ©2015, 2012, 2009 by Pearson Education, Inc. All rights reserved. Figure 4-3 Cash-Flow Diagram for Plan 2 of Table 4-1 (Lender’s Viewpoint)

5. Engineering Economy, Sixteenth Edition Sullivan | Wicks | Koelling Copyright ©2015, 2012, 2009 by Pearson Education, Inc. All rights reserved. Figure 4-4 Cash-Flow Table, Example 4-2

6. Engineering Economy, Sixteenth Edition Sullivan | Wicks | Koelling Copyright ©2015, 2012, 2009 by Pearson Education, Inc. All rights reserved. Figure 4-5 General Cash-Flow Diagram Relating Present Equivalent and Future Equivalent of Single Payments

7. Engineering Economy, Sixteenth Edition Sullivan | Wicks | Koelling Copyright ©2015, 2012, 2009 by Pearson Education, Inc. All rights reserved. TABLE 4-2 Discrete Cash-Flow Examples Illustrating Equivalence

8. Engineering Economy, Sixteenth Edition Sullivan | Wicks | Koelling Copyright ©2015, 2012, 2009 by Pearson Education, Inc. All rights reserved. TABLE 4-2 (continued) Discrete Cash-Flow Examples Illustrating Equivalence

9. Engineering Economy, Sixteenth Edition Sullivan | Wicks | Koelling Copyright ©2015, 2012, 2009 by Pearson Education, Inc. All rights reserved. Figure 4-6 General Cash-Flow Diagram Relating Uniform Series (Ordinary Annuity) to Its Present Equivalent and Future Equivalent Values

10. Engineering Economy, Sixteenth Edition Sullivan | Wicks | Koelling Copyright ©2015, 2012, 2009 by Pearson Education, Inc. All rights reserved. Figure 4-7 Relationship of Cash Flows for Plan 2 of Table 4-1 to Repayment of the $17,000 Loan Principal

11. Engineering Economy, Sixteenth Edition Sullivan | Wicks | Koelling Copyright ©2015, 2012, 2009 by Pearson Education, Inc. All rights reserved. Figure 4-8 Using Linear Interpolation to Approximate i in Example 4-13

12. Engineering Economy, Sixteenth Edition Sullivan | Wicks | Koelling Copyright ©2015, 2012, 2009 by Pearson Education, Inc. All rights reserved. TABLE 4-3 Discrete Compounding-Interest Factors and Symbols a

13. Engineering Economy, Sixteenth Edition Sullivan | Wicks | Koelling Copyright ©2015, 2012, 2009 by Pearson Education, Inc. All rights reserved. Figure 4-9 General Cash-Flow Representation of a Deferred Annuity (Uniform Series)

14. Engineering Economy, Sixteenth Edition Sullivan | Wicks | Koelling Copyright ©2015, 2012, 2009 by Pearson Education, Inc. All rights reserved. Figure 4-10 Example 4-16 for Calculating the Equivalent P, F, and A Values

15. Engineering Economy, Sixteenth Edition Sullivan | Wicks | Koelling Copyright ©2015, 2012, 2009 by Pearson Education, Inc. All rights reserved. Figure 4-11 Spreadsheet Solution, Example 4-16

16. Engineering Economy, Sixteenth Edition Sullivan | Wicks | Koelling Copyright ©2015, 2012, 2009 by Pearson Education, Inc. All rights reserved. Figure 4-12 Cash-Flow Diagram for Example 4-18

17. Engineering Economy, Sixteenth Edition Sullivan | Wicks | Koelling Copyright ©2015, 2012, 2009 by Pearson Education, Inc. All rights reserved. Figure 4-13 Cash-Flow Diagram for a Uniform Gradient Increasing by G Dollars per Period

18. Engineering Economy, Sixteenth Edition Sullivan | Wicks | Koelling Copyright ©2015, 2012, 2009 by Pearson Education, Inc. All rights reserved. Figure 4-14 Breakdown of Cash Flows for Example 4-21

19. Engineering Economy, Sixteenth Edition Sullivan | Wicks | Koelling Copyright ©2015, 2012, 2009 by Pearson Education, Inc. All rights reserved. Figure 4-15 Breakdown of Cash Flows for Example 4-22

20. Engineering Economy, Sixteenth Edition Sullivan | Wicks | Koelling Copyright ©2015, 2012, 2009 by Pearson Education, Inc. All rights reserved. Figure 4-16 Cash-Flow Diagram for a Geometric Sequence of Payments Increasing at a Constant Rate of ƒ per Period

21. Engineering Economy, Sixteenth Edition Sullivan | Wicks | Koelling Copyright ©2015, 2012, 2009 by Pearson Education, Inc. All rights reserved. Figure 4-17 Spreadsheet Solution, Example 4-25 (left) Solution to Example 4-23, (right) Solution to Example 4-24

22. Engineering Economy, Sixteenth Edition Sullivan | Wicks | Koelling Copyright ©2015, 2012, 2009 by Pearson Education, Inc. All rights reserved. Figure 4-18 $1,000 Compounded at a Semiannual Frequency (r = 12%, M = 2)

23. Engineering Economy, Sixteenth Edition Sullivan | Wicks | Koelling Copyright ©2015, 2012, 2009 by Pearson Education, Inc. All rights reserved. Figure 4-19 $1,000 Compounded at a Monthly Frequency (r = 12%, M = 12)

24. Engineering Economy, Sixteenth Edition Sullivan | Wicks | Koelling Copyright ©2015, 2012, 2009 by Pearson Education, Inc. All rights reserved. TABLE 4-4 Effective Interest Rates for Various Nominal Rates and Compounding Frequencies

25. Engineering Economy, Sixteenth Edition Sullivan | Wicks | Koelling Copyright ©2015, 2012, 2009 by Pearson Education, Inc. All rights reserved. TABLE 4-5 Continuous Compounding and Discrete Cash Flows: Interest Factors and Symbols a

26. Engineering Economy, Sixteenth Edition Sullivan | Wicks | Koelling Copyright ©2015, 2012, 2009 by Pearson Education, Inc. All rights reserved. Figure P4-49 Figure for Problem 4-49

27. Engineering Economy, Sixteenth Edition Sullivan | Wicks | Koelling Copyright ©2015, 2012, 2009 by Pearson Education, Inc. All rights reserved. Figure P4-66 Figure for Problem 4-66

28. Engineering Economy, Sixteenth Edition Sullivan | Wicks | Koelling Copyright ©2015, 2012, 2009 by Pearson Education, Inc. All rights reserved. Figure P4-68 Figure for Problem 4-68

29. Engineering Economy, Sixteenth Edition Sullivan | Wicks | Koelling Copyright ©2015, 2012, 2009 by Pearson Education, Inc. All rights reserved. Figure P4-77 Figure for Problem 4-77

30. Engineering Economy, Sixteenth Edition Sullivan | Wicks | Koelling Copyright ©2015, 2012, 2009 by Pearson Education, Inc. All rights reserved. Figure P4-79 Figure for Problem 4-79

31. Engineering Economy, Sixteenth Edition Sullivan | Wicks | Koelling Copyright ©2015, 2012, 2009 by Pearson Education, Inc. All rights reserved. Figure P4-80 Figure for Problem 4-80

32. Engineering Economy, Sixteenth Edition Sullivan | Wicks | Koelling Copyright ©2015, 2012, 2009 by Pearson Education, Inc. All rights reserved. Figure P4-81 Figure for Problem 4-81

33. Engineering Economy, Sixteenth Edition Sullivan | Wicks | Koelling Copyright ©2015, 2012, 2009 by Pearson Education, Inc. All rights reserved. Figure P4-83 Figure for Problem 4-83

34. Engineering Economy, Sixteenth Edition Sullivan | Wicks | Koelling Copyright ©2015, 2012, 2009 by Pearson Education, Inc. All rights reserved. Figure P4-97 Figure for Problem 4-97

35. Engineering Economy, Sixteenth Edition Sullivan | Wicks | Koelling Copyright ©2015, 2012, 2009 by Pearson Education, Inc. All rights reserved. Figure P4-130 Spreadsheet for Problem 4-130