1. CHECKING ACCOUNTS From local banks By: Oscar Saenz and Samuel Shin

2. CAPITAL ONE ▪ No hidden fees or minimums as you earn interest ▪ Easy access to over 2,000 national ATMs ▪ Free Master Card/ Debit Card ▪ 360 Checking makes it easier to pay bills and send money to friends and family

3. WHITE SANDS CREDIT FEDERAL UNION CHECKING ACCOUNTS MONTHLY FEEAVG. DAILY BALANCE TO AVOID MONTHLY FEE DIVIDENDS PAID AVG. DAILY BALANCE TO EARN DIVIDENDS FIRST CHECKING NONE NON/A EASY CHECKING$ 1.99$ 300.00NON/A PREFFERED CHECKING $ 3.00$ 300.00YES$ 300.00 PREMIUM CHECKING $ 5.00$ 1,000.00YES$ 1,000.00 SILVER CLASS CHECKING NONE YES$ 100.00

4. WELLS FARGO The convenience of 24/7 access, online tools, more than 12,000 ATMs, and more than 6,200 retail banking stores Account benefits: ▪ Checking Account ▪ Debit Card ▪ Free access to Wells Fargo Online ▪ Free mobile banking ▪ Free account alerts ▪ Optional overdraft protection Requirements and Fees ▪ Minimum opening deposit: $ 50 when opened at a banking location, or $ 25 when opened via Wells Fargo Phone Bank or Wells Fargo Online ▪ Monthly Service Fee: $ 10 (You can get a $ 5 monthly fee discount when the primary owner of the account is between the ages of 17- 24).