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Published byClaire Maxwell Modified over 9 years ago
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ROCA REPORT CARD Presented to Institute of International Bankers March 4, 2008
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ROCA REPORT CARD 2007 Overview 3 Exam cycle review Branches and Agencies Only 95 Examinations versus 97 in 2006
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ROCA REPORT CARD Trend 2005 to 2007
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Average ratings this exam cycle versus prior exam cycles Year2005 2006 2007 Risk 1.83 1.79 1.85 Operations 1.94 1.95 1.97 Compliance 2.05 2.07 2.22 Asset Quality 1.40 1.26 1.23 ROCA REPORT CARD
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Composite Most recent exam 1.99 Prior exam cycle 1.97 Slight decline in the average composite ROCA Risk Management, Compliance, and Operations declined Asset Quality Improved
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ROCA REPORT CARD R isk – 7 Upgrades, 11 downgrades O perations - 7 upgrades 9 downgrades C ompliance 2 upgrades, 15 downgrades A sset quality- 9 upgrades 4downgrades
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ROCA REPORT CARD Changes of 2 grades, all downgrades Seen in all components, no composite ratings 1 each Risk, Ops, Compliance, Asset Quality
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ROCA REPORT CARD This data includes both Continuous supervision and point in time exams. Alternate year and joint agency exams included. Exams performed by FRBNY, FDIC and NYS
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ROCA REPORT CARD David S. Fredsall Deputy Superintendent Foreign and Wholesale Banks Division New York State Banking Department david.fredsall@banking.state.ny.us david.fredsall@banking.state.ny.us www.banking.state.ny.us www.banking.state.ny.us
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