1. Bus 310 Financial Institutions in HK Section 4 Group 2 043142 Lam Ka Wai 043175 Tsang Yuen Yan 043176 Ang Tin Chor

2. Agenda 1.Insurance Industry in Hong Kong 2.Introduction of Manulife 3.How to buy Insurance 4.Case Study 5.Manulife vs Asymmetric Information 6.Conclusion

3. Source: http://www.oci.gov.hk/stat/index.html

4. About Manulife Significant increase was primarily as a result of the John Hancock merger.

5. About Manulife HK … Started in 1897 Manulife (International) Limited + Manulife Asset Management (HK) + Manulife Provident Funds Trust Company Limited

6. Business Operations Individual Insurance Employee Benefits Wealth Management

7. Date 12-9912-0012-0112-0212-0312-0412-056-069-06 Return 100258231194240323406424437 About Manulife HK … Source: http://www.manulife.com/corporate/corporate2.nsf/LookupFiles/ DownloadableFileFactSheetCompany/$File/FactSheetCompany.pdf

8. How to Buy Insurance 1.Basic Plan - term life, whole life, universal life -saving life 2.Riders - Hospital Benefits - Critical Illness - Accidents

9. 小明 Agent Jun EthelKaren Doctor & 旁白

10. a) $ 0 b) $ 500,000 c) $1,000,000 d) $1,500,000  ANS

11. Manulife vs Asymmetric Information IF Manulife do STH … Medical check Underwriting Process Application Form Claim Form

12. Conclusion to trace all bad clients Review regularly Legislation Seminars and Exhibitions