1. CREDIT CARDS

2.  General Information  Table  Bolding/Do Not Bold  In-Table Disclosures  Below Table Disclosures APPLICATIONS AND SOLICITATIONS

3.  Direct Mail and Electronic (E-mail)  Telephone  Applications Made Available to the Public  Electronic (Website) DISCLOSURE METHODS

4.  Formatting Requirements  Due Date  Late Payment Costs  Repayment Disclosures PERIODIC STATEMENTS

5.  Rate increase reasons  Right to Reject  Minimum Payment Requirements CHANGE IN TERMS

6.  Renewals  Change in Card Insurance Provider  Payments  Unsolicited Issuance  Unauthorized Transactions  Debt Setoff MISCELLANEOUS REQUIREMENTS

7.  General  Policies and Procedures  Establishing Minimum Periodic Payments  Young Consumers ABILITY TO PAY

8.  General Requirements  Exceptions  Penalty Fees  Prohibited Fees FEE LIMITATIONS

9.  General Rules  Deferred Interest  Consumer Request  Accounts with Secured Balances ALLOCATION OF PAYMENTS

10.  Finance Charges  Increasing Rates, Fees and Charges  General Prohibition  Exceptions  Temporary Rate Exception  Variable Rate Exceptions  Advance Notice Exception  Delinquency Exception  Workout and Temporary Hardship Exception  SCRA Exception  Protected Balances LIMITATIONS

11.  Definition  Rules  Opt-in  Right to Revoke  Fees OVER-THE-LIMIT TRANSACTIONS

12.  Coverage  Public Disclosure of Agreements  Prohibited Inducements  Annual Reports MARKETING TO COLLEGE STUDENTS

13.  Submission to the Federal Reserve  Posting of Agreements Offered to the Public INTERNET POSTING OF CARD AGREEMENTS

14.  General Rules  Rate Reductions  Policies and Procedures  Timing  Required Evaluation  Increases Due to Delinquency or Default  Termination of Obligation to Review  Acquired Accounts  Exceptions REEVALUATION OF RATE INCREASES