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Published byHarold Gilbert Modified over 9 years ago
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German Health Care
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Sickness funds (300 statutory) Those who make above 3,862 euro per month may opt out Premiums are a percentage of income (average 14 percent of which employer pays half) Competition amongst funds to get members
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Physicians belong to regional physician associations which bargains for the physicians and pays the physicians Hospitals -54% public -38% non-profit - 8% for-profit
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Can go directly to a specialist Can go to a different physician and do not need an appointment 2.3 physicians per 1000 population 1.5 in UK 2.1 in Canada 3.0 in USA 0.7 in world
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Unemployed who have worked continue – employer share paid by national insurance system Unemployed never worked have an arrangement made with one of local funds of last resort Removed in 2004 – non-prescription drugs and taxi rides to physicians office
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