1. Cartagena Suites Developer: Keys Realty and Development Corp.

2. CARTAGENA SUITES * FOUR-STOREY WALK-UP CONDOMINIUM * Located at Bagong Diwa St., Bgy. Poblacion Makati City * 2 blocks away from Makati City Hall * 5 minutes walk to Makati Avenue or J.P. Rizal * Flood Free location * Few minutes drive to Makati CBD, malls and churches * Very accessible to/from Mandaluyong, Ortigas, The Fort and Rockwell. * Unit sizes: 17 – 18 sq. m. all studio type

3. PROJECT TURN-OVER DECEMBER 2009

4. LOCATION MAP

5. PERSPECTIVE 4-storey building

6. GROUND FLOOR PLAN

7. TYPICAL 2 ND TO 4 TH FLOOR PLAN

8. Indicative Selling Price 950,000.00 Discount (10%)* 85,000.00 Reservation Fee 10,000.00 Net Price Payable to Keys Realty Dev. Corp 755,000.00 Note: *Discounts are subject to change upon release of final price list OPTION 1 (CASH PAYMENT)

9. Indicative Selling Price 850,000.00 Reservation Fee 10,000.00 Down Paymwent (10%) 85,000.00 Spot Down payment Discount (5%) 4,250.00 Net Payable Spot Full Down Payment 70,750.00 90% Balance loanable thru Bank, 765,000.00 Inhouse Financing or Pag-IBIG Note: *Discounts are subject to change upon release of final price list Option 2 (SPOT FULL DOWN PAYMENT)

10. Indicative Selling Price 950,000.00 10% Downpayment 95,000.00 Less: Reservation Fee 10,000.00 Net Downpayment 85,000.00 DP payable in 12 months 7,083.33per month 90% Balance loanable thru Pag-ibig 855,000.00 No. of yearsFactor Rate Monthly Amortization 5 yrs @ 10.50% interest0.021493900 18,377.28per month 10 yrs @ 10.50% interest0.013493500 11,536.94per month 15 yrs @ 10.50% interest0.011053989 9,451.16per month 20 yrs @ 10.50% interest0.009983799 8,536.15per month 25 yrs @ 10.50% interest0.009441817 8,072.75per month 30 yrs @ 10.50% interest0.009147393 7,821.02per month PAYMENT OPTION 3A

11. Indicative Selling Price 950,000.00 Down Payment 95,000.00 Less: Reservation Fee 10,000.00 Net Down Payment 85,000.00 DP payable in 11 months 5,000.00per month Lump sum DP on the 12th month 30,000.00 Balance Loanable thru Pag-ibig 855,000.00 No. of yearsFactor Rate Monthly Amortization 5 yrs @ 10.50% interest*0.021493900 18,377.28per month 10 yrs @ 10.50% interest*0.013493500 11,536.94per month 15 yrs @ 10.50% interest*0.011053989 9,451.16per month 20 yrs @ 10.50% interest*0.009983799 8,536.15per month 25 yrs @ 10.50% interest*0.009441817 8,072.75per month 30 yrs @ 10.50% interest*0.009147393 7,821.02per month PAYMENT OPTION 3B

12. Indicative Selling Price 950,000.00 Downpayment 200,000.00 Less: Reservation Fee 10,000.00 Net Downpayment 190,000.00 DP payable in 12 months 15,833.33per month Balance loanable thru Pag-ibig 750,000.00 No. of yearsFactor Rate Monthly Amortization 5 yrs @ 7% interest0.019801199 14,850.90per month 10 yrs @ 7% interest0.011610848 8,708.14per month 15 yrs @ 7% interest0.008988283 6,741.21per month 20 yrs @ 7% interest0.007752989 5,814.74per month 25 yrs @ 7% interest0.007067792 5,300.84per month 30 yrs @ 7% interest0.006530250 4,897.69per month PAYMENT OPTION 4A

13. Indicative Selling Price 950,000.00 Downpayment 200,000.00 Less: Reservation Fee 10,000.00 Net Downpayment 190,000.00 DP payable in 11 months 10,000.00per month Lumpsum DP on the 12th month 80,000.00 Balance loanable thru Pag-ibig 750,000.00 No. of yearsFactor Rate Monthly Amortization 5 yrs @ 10.50% interest0.019801199 14,850.90per month 10 yrs @ 10.50% interest0.011610848 8,708.14per month 15 yrs @ 10.50% interest0.008988283 6,741.21per month 20 yrs @ 10.50% interest0.007752989 5,814.74per month 25 yrs @ 10.50% interest0.007067792 5,300.84per month 30 yrs @ 10.50% interest0.006530250 4,897.69per month PAYMENT OPTION 4B