1. FINANCIAL PLANNING IN UNCERTAIN TIMES PRESENTED BY THE FINANCIAL EDUCATION PARTNERSHIP WWW.FEPONLINE.ORG | (240) 499-0390 | INFO@FEPONLINE.ORG A 501(C)(3) NON-PROFIT ORGANIZATION

2. BUDGETING FOR CHANGES  Pay changes  Government shutdowns  Furloughs  Buyouts 1

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4.  Budget  Debt consolidation  Real estate strategies  Tax strategies  College savings SURVIVAL GUIDE  Life insurance  Auto / homeowner insurance  Emergency fund  Fees / investments 2

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6. TSP PLANNING  Loans  In - service withdraws  Allocations and contributions 3

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8. BENEFIT PLANNING  Combating taxes & inflation  Planning for sequence  Long - term care  Spousal benefits & health insurance 4

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10. RETIREMENT  Can I afford to retire ?  Survival benefit options  Tax law changes 5

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12. EXIT STRATEGIES  Combating taxes and inflation  Planning for sequence of returns  What if I live too long ?  Real estate planning 6

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