1. Health Insurance Ms. Perez

2. Bell ringer: How does health insurance affect you?

3. What is health insurance? http://www.youtube.com/watch?v=lNwfQTwAeZI&list =UUsGiPvgZrPNg3US03E86aRg&index=17&feature= plcp

4. Where do we get health care insurance? From employer 59-61% Pay for it individually-out of pocket Uninsured (now illegal unless you are in jail, an undocumented immigrant, or have an economic hardship –premiums are greater then 8% of your income, or a religious group that opposes health care) Government form of insurance

5. Health Maintenance Organization (HMO) Pre paid medical care to its members Can only go to doctors in your network Require that you select a primary care physician (PCP)

6. Preferred Provider Organization (PPO) A network of “preferred” providers from which you can choose. Responsible for annual deductible and a co payment for doctors visits in preferred network Higher co pays occur when you go to an out of network doctor

7. http://www.youtube.com/watch?v=aZ- JHyZ9iF4&list=UUsGiPvgZrPNg3US03E86aRghttp://

8. Individual Insurance Applicants have to go through a medical exam before they are accepted/given a premium Pay for it out of pocket Premiums can be very high so people can not afford it Premium=the amount the policy holder pays the to health plan to purchase health coverage

9. http://www.youtube.com/watch?v=8IybFtOtXdc&list= UUsGiPvgZrPNg3US03E86aRg

10. T/F All employed people have insurance

11. False-Uninsured 70% of uninsured come from families with at least one full time worker 8 million uninsured children

12. Medicaid The federal and state governments share the cost of medical aid to lower income families Must provide these six basic services 1. Hospital care2. Treatment by physician 3. Diagnostic procedures 4. Treatment of dependent children 5. Home and nursing-home care 6. Family planning services

13. Medicare Social security laws provide for a national program of health insurance for elderly. Covers those 65 and older

14. http://www.youtube.com/watch?v=FsAlXRV1yx0

15. Universal Health Insurance Organized health-care systems built around the principle of universal coverage for all members of society, combining mechanisms for health financing and service provision.

16. Patient Protection and Affordable Care Act Must purchase by deadline-March 31 st, 2014 About 7 million signed up by deadline Must buy a plan that meets minimum requirements provide essential health benefits, such as ambulatory service, hospitalization, maternity/newborn care, laboratory tests and preventative care

17. Average costs for 18 year old non smoker

18. Average costs for 18 year old smoker

19. If you do not purchase insurance The penalty starts low $95 per adult or $47.50 per child, but increases to $625 by 2016 Or 1% of your income this year to 2.5% of your income in 2016 It will be withheld from your tax return

20. Still coming Employer mandate provision, which requires that all businesses with 50 or more employees offer health insurance plans that meet new minimum coverage and affordability standards Goes into affect January 2015

21. Protection of new health care law Coverage for pre-exsisting conditions Coverage under parents till 26 Doctor choice Free preventative care Ending of lifetime and yearly limits

22. U.S. versus other nations As a group read and summarize the U.S. vs. the nation you were assigned. Write down 3 positives of U.S. health care Write down 3 positives of the other nations care Discuss and write down as a group which counties health care you would prefer. Be prepared to present to the class

24. U.S. Health care vs. other nations Read by yourself, then find a partner and answer the following questions 1. Summarize each countries health plan Brazil Rwanda Thailand South Korea Moldova Kuwait Chile China 2. Which plan do you think would work best in the U.S., why? 3. Do you think the United State should have universal coverage? Don’t turn in yet-we have a TOTD

25. What are some pro’s and con’s of universal health care provided by the United States of America?

26. TOTD Do you think that the United States should provide universal health care for ALL people? Do you think that it should only be for citizens or everyone one in America?

27. Bell ringer: List on a piece of paper “healthy behaviors” that you have and “unhealthy behaviors” that you have. Please make appropriate

28. If you agree with the Patient Protection and Affordable Care Act move to the left side of the room, if you don’t move to the right side of the room We are going to share our articles and discuss everyone’s opinion in a respectful way

29. “Reducing the avoidable costs associated with [chronic] conditions [diabetes, cancer, hypertension, stroke, pulmonary conditions, mental disorders, and heart disease] is central to meeting the twin challenges of promoting affordable health care and fostering continued economic growth. We have a choice: continue on the current path or alter it by changing our behaviors and focusing on prevention and early intervention.”

30. 162 million cases of chronic diseases in America, which costs the economy $1.3 trillion annually ($277 billion in treatment and $1.1 trillion in lost productivity) Assuming modest improvements in preventing and treating disease, we could avoid 40 million cases of chronic disease annually and reduce the economic impact of disease by 27% by 2023 Lower obesity rates alone could produce productivity gains of $254 billion and avoid $60 billion in treatment expenditures per year

31. In a group Combine your bell ringer activities into a two columns. Healthy behavior and unhealthy behavior Cut out photos from this magazine demonstrating these behaviors

32. How are the behaviors listed in the healthy column promoted or suppressed by American society, media, the government, your community, or your school? How are the behaviors listed in the unhealthy column promoted or suppressed?

33. What changes could the federal, state or local government make to promote health and prevent disease? How could other groups or individuals promote health and prevent disease?

35. Ending Question- on bell ringer piece of paper Please use your knowledge of class yesterday and today and respond to the following quote. An Ounce of Prevention is Worth A Pound of Cure

37. http://millercenter.org/public/debates/healthcare/hea lth-care-lesson-plan http://www.pbs.org/newshour/indepth_coverage/heal th/uninsured/international.html