1. The Premier Source for Microfinance Data and Analysis This presentation is the proprietary and/or confidential information of MIX, and all rights are reserved by MIX. Any dissemination, distribution or copying of this presentation without MIX’s prior written permission is strictly prohibited. Microfinance Information Exchange Social Performance Reporting Russian Microfinance Conference11.12.2012

2. This presentation is the proprietary and/or confidential information of MIX, and all rights are reserved by MIX. Any dissemination, distribution or copying of this presentation without MIX’s prior written permission is strictly prohibited. 2 SP Reporting Global Global SP Reporting has boosted by 43% in 2012. The highest growth of 104% was in Africa

3. This presentation is the proprietary and/or confidential information of MIX, and all rights are reserved by MIX. Any dissemination, distribution or copying of this presentation without MIX’s prior written permission is strictly prohibited. 3 Role of Start-up Fund in SP reporting growth 20% SP reporting growth in Armenia 360% SP reporting growth in Kazakhstan 600% SP reporting growth in Russia 50 new MFIs from 3 ECA partner networks reporting on SP this year. This is almost 80% of total ECA SP reporting growth.

4. This presentation is the proprietary and/or confidential information of MIX, and all rights are reserved by MIX. Any dissemination, distribution or copying of this presentation without MIX’s prior written permission is strictly prohibited. Total ECA SP reporting has grown by 54% while reporting in Russia has increased from 5 profiles to 35. 4 SP Reporting ECA vs Russia 19% Currently Russian market accounts to 19% of total ECA SP reporting

5. This presentation is the proprietary and/or confidential information of MIX, and all rights are reserved by MIX. Any dissemination, distribution or copying of this presentation without MIX’s prior written permission is strictly prohibited. 5 Development objective vs Incentive, female outreach Only 4 out of 18 MFIs reporting female outreach as development objective, actually do have female outreach in incentive system All these 4 MFIs are on par or well-above the country female outreach market median

6. This presentation is the proprietary and/or confidential information of MIX, and all rights are reserved by MIX. Any dissemination, distribution or copying of this presentation without MIX’s prior written permission is strictly prohibited. The higher the percentage of female staff in the organization, the higher is the chance for increasing share of female borrowers in the MFI. 6 Relationship between Female borrowers and Female staff AnalysisAnalysis also showed that there is actually no direct relationship between composition of board and percentage of female staff in the Russian MFIs

7. This presentation is the proprietary and/or confidential information of MIX, and all rights are reserved by MIX. Any dissemination, distribution or copying of this presentation without MIX’s prior written permission is strictly prohibited. 7 Poverty Reduction Objective Roughly half of Russian MFIs report having Poverty reduction as one of the development objectives, but almost 40% of these do not use any poverty measurement tool. And over 65% of those using poverty measurement tool do not have specific poverty focus How do you actually know you are alleviating poverty?

8. This presentation is the proprietary and/or confidential information of MIX, and all rights are reserved by MIX. Any dissemination, distribution or copying of this presentation without MIX’s prior written permission is strictly prohibited. 8 Poverty Measurement Tool usage vs PAR>30 Among 26 MFIs included into this analysis, Median PAR for MFIs that do not use Poverty Measurement Tool to analyze their clients is more than double of those that do.

9. This presentation is the proprietary and/or confidential information of MIX, and all rights are reserved by MIX. Any dissemination, distribution or copying of this presentation without MIX’s prior written permission is strictly prohibited. 9 MIX Celebrates 10 Years! 2002 - 2012 GlobalReliableRelevant 2000+ MFIs World Class Analytics Deepest Dataset Premier Insight Top Online Destination Unique Scope

10. This presentation is the proprietary and/or confidential information of MIX, and all rights are reserved by MIX. Any dissemination, distribution or copying of this presentation without MIX’s prior written permission is strictly prohibited. MIX partners with a dedicated group of industry leaders: MIX Global and Project Partners 10

11. This presentation is the proprietary and/or confidential information of MIX, and all rights are reserved by MIX. Any dissemination, distribution or copying of this presentation without MIX’s prior written permission is strictly prohibited. Visit us on the Web: www.themix.orgwww.themix.org  www.mixmarket.orgwww.mixmarket.org Contact us: info@themix.orginfo@themix.org Interested in learning more about MIX? Sign up to receive our free e-mail newsletters!Sign up Find us on Facebook Follow us on Twitter: @mix_market@mix_market Regional Offices: Baku, Azerbaijan 44 J. Jabbarli st. Caspian Plaza I, 5 th Floor, Baku, Azerbaijan Lima, Peru Jirón León Velarde 333 Lince, Lima 14, Perú Rabat, Morocco Immeuble CDG Place Moulay Hassan BP 408 Rabat Morocco Hyderabad, India Road #12, Landmark Building, 5 th Floor, Banjara Hills, Hyderabad 500034, India Microfinance Information Exchange 11 Headquarters: 1901 Pennsylvania Ave., NW, Suite 307 Washington, D.C. 20006 USA