1. Capital Alliance Finance (Pty) Ltd Presented by Gary Chalk

2. Presentation Content o Capital Alliance Finance - CAF. o How CAF will assist your company achieving its loan objectives. o Applying the principals of your company. o Company’s Requirements.

3. Who are Capital Alliance Finance? o Established in September 1998. o J.V. between C.A.H. & B.M.B. o Long term vision as a Savings and Loans institute. o Quality Business. o Personal relationship building with both our clients and facilities. o No Government/Focus on Commercial sector. o Member of Micro Finance Regulatory Council. o Business in the best interest of all parties involved. o We are totally transparent on costs.

4. How can C.A.F. assist o Alleviate the financial strain from the Employer. o Offer other crucial benefits with the loan. o Offer the employee professional advice. o Offer competitive products. o We can consolidate exorbitant rates given by short term lenders. o Work together with employer/union. o Marketing through client education.

5. How does an employee qualify? o The facility must have a valid contract with C.A.F. o Employee must have 12 months + service. o Must be a permanent employee. o Must be a S.A. citizen/resident. o Must qualify financially as per our credit vetting. o Loan repayment period may not exceed the employment period.

6. C.A.F. Loan Product. o Our product remains within the exemption of the ‘Usury Act’. o Loans of R 500 up to R 10 000. o Repayment between 6 and 36 months. o R 500 up to R 6 000, offer R 6000 death & disability. R 12 000 retrenchment benefit. o R 6 500 up to R 10 000, credit life only. o From time of receipt at H/O, we pay out within 5 working days.

7. What is required on application? o Completed application form. o Signed stop order form. o Assessment form. o Signed original payslip. o Certified copy of I.D. o Full months bank statement. o Any other criteria as per the employer.

8. Q & A Thank you for the opportunity given to present our product and service.