1. * As of End Nov 2010

3. KICK START CAMPAIGN 2011 28 Dec 2010 to 29 Apr 2011* Campaign Period * Subject to change

4. TYPE OF SALES QUALIFIED PERSONAL SALES QUOTA (RM) ADDITIONAL NSC QUALIFYING POINTS BONUS NSC QUALIFYING POINTS Qualified EPF and Cash Sales < 200,000+ 25% extra NIL 200,000 – 399,999+ 25% extra + 50,000 400,000 – 599,999+ 25% extra + 120,000 600,000 and above+ 25% extra + 200,000 Sales must be submitted from 28 Dec 2010 – 29 Apr 2011, and processed by 31 May 2011. KICK START CAMPAIGN 2011 QUOTA REQUIREMENT

5. TYPE OF SALES QUALIFIED PERSONAL SALES QUOTA (RM) ADDITIONAL NSC QUALIFYING POINTS BONUS NSC QUALIFYING POINTS TOTAL ADDITIONAL & BONUS NSC QUALIFYING POINTS AWARDED Qualified EPF and Cash Sales 600,000.00+150,000+200,000+350,000 1,200,000.00+300,000+200,000+500,000 ** 2,500,000.00+300,000 **+200,000+500,000 ** ** The sum of Additional NSC Qualifying Points and Bonus NSC Qualifying Points awarded are subject to a maximum of 500,000 points only. KICK START CAMPAIGN 2011 EXAMPLE:

6. To reward UTCs who cross sell the Cash and EPF schemes to existing and new investors. OBJECTIVE NEW INVESTORS CASH REWARD CAMPAIGN 2011 To reward UTCs who increase the number of new investors for Public Mutual.

7. Get extra cash when you bring in New Scheme Holders into the EPF and/or Cash Schemes. The targets for the new EPF and new Cash Schemes are as follows: Monthly Personal Sales Target (RM) Monthly Cash Reward (RM) New EPF Scheme (Min.) New Cash Scheme (Min.) 10,000^ + 10,000^30.00 20,000^ + 20,000^60.00 30,000^ + 30,000^100.00 ^Sales are not cumulative. NEW INVESTORS CASH REWARD CAMPAIGN 2011

8. Month Monthly Personal Sales Target (RM) Monthly Cash Reward (RM) New EPF Scheme (Min) New Cash Scheme (Min) Month 110,000.00+5,000.000.00 Month 215,000.00+24,000.0030.00 Month 320,000.00+31,000.0060.00 Month 4150,000.00+100,000.00100.00 ^Sales are not cumulative. EXAMPLE NEW INVESTORS CASH REWARD CAMPAIGN 2011 Achieve the minimum of RM10,000 new EPF and RM10,000 new Cash investment monthly and get rewarded.

9. The more Brand New Investors (BNI) you bring in, the more cash rewards you will get! NEW INVESTORS CASH REWARD CAMPAIGN 2011 No. of Brand New Investors Cash Reward (RM) Minimum of 3 brand new investors with sales processed for the month 30.00 Each subsequent brand new investor with sales processed in the same month 10.00

10. Sales are submitted and processed by: MonthSubmissionProcessing Month 128 Dec 2010 – 31 Jan 2011 Month 228 Dec 2010 – 28 Feb 201101 Feb 2011 – 28 Feb 2011 Month 328 Dec 2010 – 31 Mar 201101 Mar 2011 – 31 Mar 2011 Month 428 Dec 2010 – 29 Apr 201101 Apr 2011 – 31 May 2011 NEW INVESTORS CASH REWARD CAMPAIGN 2011 PROCESSING PERIOD