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Published byRoxanne Henderson Modified over 8 years ago
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B&H History on Microlending Postwar development Goals Access to fin services Institutional building Regulation Impact
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MI-BOSPO The oldest microcredit organization in Bosnia and Herzegovina Serving women only: since 1996 More than 15.000 clients More than 13 mill EUR in portfolio
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Vision and Mission Financial services provider of choice for low income women entrepreneurs MI-BOSPO is microcredit organization lending to economically active low income women entrepreneurs in order to improve their economical poistion and living standard of their families
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Clients We trade. We do agriculture. We do land. We knit and sew. We work 14 hours a day to do all of the above. We are enterprenuers.
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Loan products: Amount:Up to 5,000 EUR Term: Up to 5 years Interest rate:From 18% Average loan amount approx. 900 EUR
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Impact Difficult to measure –What would have happened if microcredit was not provided? Access to finance achieved New challenge for financial sector – deepened market penetration – lead to saturation? Internally: management and skills development for staff
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Future Entrepreneurship development hand in hand with financial services –Women in Business Network What do women want? Clients protection – policy and service provision level – debt advice centers
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