1. Since 2009

2. Leading payment service provider Pay By Tech(nology) Group was founded in 2009 and the initial operations consisted of IPSP services through it’s PCI Compliant Payment Gateway, supported by OBL Computer Network. The Payment Gateway used was first designed in 1998 and since then constantly developed and improved to accommodate the most recent payment needs of our merchants.

3. The Group Since 2009 2015

4. About us The Group was founded by experienced professionals in the payment and banking industry, each one having a 10 years’ experience in the field. Top of the edge service levels and solutions that feed the needs of our merchants and their clients, is our target. Our merchant’s satisfaction for the quality of service they receive enabling them to facilitating their business in the best possible way, is our greatest reward.

5. PBT Online Processing is a premier Payment Service Provider, which has been working with the online industry since 2009. Our proprietary online credit card clearing service is based on state- of-the-art technologies. We offer a complete turn-key solution and function as a "one-stop- shop" for all your needs. Online Processing

6. Online merchants can feel confident accepting credit cards, debit cards and alternative payment transactions with the most stringent data security standards. At PBT we understand that there is no such thing as “one size fits all” payment solution. Instead, we create a tailored solution for each client, to ensure their payment processing needs and business requirements are being met. Online Processing

7. The Payment Gateway is PCI Certified Level 1. This is the highest data security level accredited to financial organizations. The payment Gateway is supported by OBL Computer Network that have experience of over 10 years in this industry. Online Processing

8. Pay By Tech has reached an important partnership with TrustPay® in order to operate POS Acquiring Services in Cyprus and other nearby regions. The card bodies to be processed currently are VISA® and MasterCard® and soon Union Pay® and AMEX®. Pay By Tech will offer 24/7 merchant support. We will deploy the latest technology POS terminals, supporting contactless technology. We offer support all over Cyprus with a specially trained technical team, to provide the best possible technical service to merchants.. Payment Solutions

9. We have jointed forces for the deployment of POS Terminals with Melon Cyprus. We will launch Ingenico Contactless Terminals. For Desktop Terminals we will use the Ingenico ict250 –color display-. For Mobile Terminals (GPRS) we will use the Ingenico iwl250 –color display-. Customer and technical support will be managed in-house, as we have a strong belief in keeping the customer service standard to the highest possible level.. Payment Solutions

10. TrustPay is a licensed payment institution providing secured e- commerce card payments, POS Acquiring services and instant bank transfers (with a network of over 60 banks in Europe). TrustPay is a principal member of VISA® and MasterCard® and a member of SWIFT.. Payment Solutions

11. TrustPay is under the prudential supervision of an EU and Eurozone regulator – The National Bank of Slovakia. T TrustPay provides services in accordance with the Payment Service Directive (2007/64/EC) and Payment services law (492/2009 Z.Z.). TrustPay is licensed and regulated by National Bank of Slovakia. Their license is passported throughout the entire European Economic Area. It has been passported to the Central Bank of Cyprus since 2005.National Bank of Slovakia Payment Solutions

12. Pay By Tech Our Partners