1. Various Benefits Glory Ltd. RBG- ２００ Series

2. Copyright (C) 2012 GLORY LTD. All Rights Reserved. 2 With speed With accuracy With simplified procedure 1. Efficiency Drastic improvement on Efficiency

3. Copyright (C) 2012 GLORY LTD. All Rights Reserved. 3 It goes without saying counting speed of RBG-200 is significantly faster than manual handling. It would result in drastic saving on the time for the task. Time needed for counting 1,000 pieces of notes With Speed 1. Efficiency Drastic improvement on Efficiency Benefit of RBG-200 Time for Counting Banknotes 35-50 % Saved 35-50 % Saved Manual RBG-200

4. Copyright (C) 2012 GLORY LTD. All Rights Reserved. 4 1. Efficiency Drastic improvement on Efficiency With the latest recognition and authentication technologies applied, accuracy of RBG-200 counting is a way beyond of human hands. With Accuracy Benefit of RBG-200 Occurrence of Discrepancy Comparison on discrepancy occurrence Discrepancy 50 % Saved Remarks ： Assumed as USD3,000 per branch 50 % Saved Manual RBG-200

5. Copyright (C) 2012 GLORY LTD. All Rights Reserved. 5 Deposit WithdrawalDepositWithdrawalDepositWithdrawalDeposit 1. Efficiency Drastic improvement on Efficiency Reliability of RBG-200 allows simplified steps. It would result in less time for the whole operation, while maintaining the high level of accuracy and reliability. With Simplified Procedure （ &Less Human Errors ） Benefit of RBG-200 Organizing Cash Operational Steps No Vault Buy at Opening Less Time for Vault Sell at Closing No need for Dual Custody since cash to be processed by machinery No Organizing cash in drawer Organizing Cash Ex. Batch Counting BeforeWith RBG-200 Vault Buy Vault ⇒ Teller Dual Custody Organizing Cash Ex. Batch Counting Vault Sell Vault←Teller Dual Custody Vault Sell Vault←Teller WithdrawalDepositWithdrawalDeposit WithdrawalDepositWithdrawalDeposit appro x. 50 % Saved Teller Vault Teller Cash being carried over from proceeding Day Organizing Cash ： approx.50 ％ saved Vault Sell/Buy ： approx.50 ％ saved Vault Buy/Sell approx. 50 % Saved Benefit

6. Copyright (C) 2012 GLORY LTD. All Rights Reserved. 6 Saving on CIT Fee Saving on Premium Saving Labor Cost 2. Cost Saving on Spending

7. Copyright (C) 2012 GLORY LTD. All Rights Reserved. 7 2. Cost Saving on Spending With Cash Recycler installed, cash inventory position is continuously monitored and result in less CIT shipment and realize savings on CIT fee. Saving on CIT Fee Benefit of RBG-200 Annual CIT Fee 50-78 % Saved CITBranch Annual CIT Fee Comparison on CIT Fee Before After RBG-200 50-78 % Saved Frequency of CIT Shipment per week Before After RBG-200 5 times 3 times

8. Copyright (C) 2012 GLORY LTD. All Rights Reserved. 8 2. Cost Saving on Spending Cash is safely stored in UL291 24H safe with absolutely minimum exposure thus result in less insurance premium. Saving on Premium Benefit of RBG-200 Annual Premium 30 % Saved Cost for Premium Annual Premium Before After RBG-200 30 % Saved Cash stored in mere drawer and easily tempered. Cash stored in UL291 safe. BeforeAfter RBG-200

9. Copyright (C) 2012 GLORY LTD. All Rights Reserved. 9 2. Cost Saving on Spending Simple operation easy enough even for newly hired employee with zero experience thus results in less wages. Plus reduction on Working Hour due to RZ’s efficiency will realize less annual wages. Saving on Labor Cost Benefit of RBG-200 Hourly Wages 30 % Saved End-of-the-day Verification 50 % Saved Hourly wages for TellersEnd of the day Verification Before After RBG-200 30 % Saved Less Working Hour/Overtime Less Time for Training Reason Before After RBG-200 50 % Saved

10. Copyright (C) 2012 GLORY LTD. All Rights Reserved. 10 Less Cash in Branch Less Cash in Vault 3. Cash Inventory Optimization Decrease Non-Working Monies

11. Copyright (C) 2012 GLORY LTD. All Rights Reserved. 11 3. Cash Inventory Optimization Decrease Non-Working Monies By continuously monitoring in/out of cash, operation with less cash inventory realized. Also, carried over fund for the following day’s operation can be optimized as well. Less Teller Fund Benefit of RBG-200 Annually Saved Fund 30 % Saved Amount 9:0010:0011:0012:0013:0014:0015:0016:00 Time 0 10 20 30 40 50 60 70 80 90 100 110 Amount of Saved Fund Fund before RZ Fund after RZ More Cash recycled Optimizing Cash Inventory Benefits Less Operational Fund

12. Copyright (C) 2012 GLORY LTD. All Rights Reserved. 12 3. Cash Inventory Optimization Decrease Non-Working Monies By optimizing Cash Inventory in branches, Traffic between Cash Vault and branch will be decreased. Less Fund at Cash Vault Benefit of RBG-200 CIT Traffic 50-78 % Saved Fund inventory at Cash Vault 30 % Saved Traffic between Vault and BranchFund in Cash Vault Before After RBG-200 50-78 % Saved ※ In case of in-house Cash Vault processing Before After RBG-200 30 % Saved Cash VaultBranch

13. Copyright (C) 2012 GLORY LTD. All Rights Reserved. 13 Less Robbery Less Shrinkage Less Forgery 4. Security Higher Security

14. Copyright (C) 2012 GLORY LTD. All Rights Reserved. 14 4. Security Higher Security Cash is safely stored in UL291 safe all through the operation thus results in less risk for robbery. Loss Prevention - Robbery

15. Copyright (C) 2012 GLORY LTD. All Rights Reserved. 15 4. Security Higher Security All the cash in/out is recorded and can be tracked easily with minimum exposure thus results in less shrinkage. Loss Prevention - Shrinkage

16. Copyright (C) 2012 GLORY LTD. All Rights Reserved. 16 4. Security Higher Security Latest authentication technologies will realize highest reliability on the detection of forged notes. This also helps to reduce resources used to be spent for the investigation. Loss Prevention - Forgery Immediately authenticated upon receipt thoroughly

17. Copyright (C) 2012 GLORY LTD. All Rights Reserved. 17 Earning Interest Over the counter sales Access with more clients 5. Profit Regain lost opportunities

18. Copyright (C) 2012 GLORY LTD. All Rights Reserved. 18 5. Profit Regain Lost Opportunities By optimization of cash inventory, there will be less “non-working” money, sleeping in the teller drawer. Those cash can be utilized as working money and will create profit, like interest over lending. Earning Interest USD AUD GBP CAD CHF EUR JPY NZD ZAR HKD CNY KRW

19. Copyright (C) 2012 GLORY LTD. All Rights Reserved. 19 5. Profit Regain Lost Opportunities Winning New Account Benefit of RBG-200 Winning New Account 30-40 % Increased Focus more on over the counter sales rather than spending too much time on cash handling, which doest not create any benefit both for bank and customer. Over The Counter Sales Before After RBG-200 30-40 % Increased

20. Copyright (C) 2012 GLORY LTD. All Rights Reserved. 20 5. Profit Regain Lost Opportunities Benefit of RBG-200 Waiting Time Less waiting time on account of efficiency realized by the deployment of RBG-200. Bank branch you can expect swift service without spending too much time in the queue will attract more customer. Access with more Clients 30 % Saved Waiting Time Before After RBG-200 30 % Saved