1. Banking and Borrowing Chapters 5-7 in Text

2. Financial Institutions

3. Basic Savings Vehicles

4. Things to Consider with Savings

5. Selecting a Checking Account

6. The FDIC $250,000 per depositor per insured bank

7. Avoid Identity Theft

8. Credit Cards

9. Credit Application Questions

10. FICO Credit Score A number generally between 300 and 850 Higher numbers are better You need about 760 to get the best mortgage rates You need about 720 to get the best auto loan rates Your credit reports do not contain your FICO credit score You can purchase your credit score for $7.95 as shown in your credit/debit assignment

11. Credit Score

12. What Impacts Your Credit Score?

13. Credit (FICO) Score

14. Loans

15. Why People Default on Loans

16. Danger Signs with Credit

17. Who Gets Credit Counseling