2. Find the loan your ministry needs! Visit lcef.org for more information.

3. Where saving money is fun… And helps others learn about jesus

4. Explore the Activity Center at yiclub.lcef.or g

5. “Since you excel in everything; in faith, in speech and knowledge. In earnestness and in love-see that you also excel in the grace of giving.” — 2 Cor. 8:7 Prepare, Provide and Protect: Opening Doors, Sharing Opportunities Learn more at gifting.lcef.org.

6. Prepare for the Unexpected Open a Family Emergency StewardAccount ® Investment builds over time with EFT and interest earned (1.0% Jan. 2016.) Min. $25 investment to open Min. $25 monthly electronic investment required until account reaches and maintains a balance of $10,000 or more Limit 12 checks per calendar year, with per-check minimum of $250 Interest compounded and paid monthly No monthly maintenance or membership fees Free MyAccount online services, including e- statements For complete details, visit lcef.org.

7. Want to know more? Check out lcef.org or call 800-843-5233. Join the LCEF Experience. LCEF is a nonprofit religious organization, therefore, LCEF investments are not FDIC-insured bank deposit accounts. This is not an offer to sell investments, nor a solicitation to buy. LCEF will offer and sell its securities only in states where authorized. The offer is made solely by LCEF’s Offering Circular. Investors should carefully read the Offering Circular, which more fully describes associated risks. StewardAccount ® access features provided through UMB Bank n.a. The Demand/Dedicated Certificate and StewardAccount are not available to investors in South Carolina. The Family Emergency StewardAccount is known as the Family StewardAccount in the state of Ohio. ConnectPLUS is not available to investors in Ohio or Pennsylvania. Neither LCEF nor its representatives give legal, accounting or tax advice. Consult your tax advisor as to the applicability of this information to your own situation. UMB Bank n.a. serves as the custodian of the LCEF IRA/HSA program. Lutheran Church Extension Fund-Missouri Synod (NMLS #3444). National office: 10733 Sunset Office Drive, Suite 300, St. Louis, MO 63127-1020.