1. For Producer or Broker/Dealer Use Only. Not for Public Distribution. for Business Owners Exit Strategies

2. For Producer or Broker/Dealer Use Only. Not for Public Distribution. Overview Exit Strategy Fundamentals Case Studies Sales and Marketing Tips

3. For Producer or Broker/Dealer Use Only. Not for Public Distribution. Lifetime plan Developed by the client’s entire team of financial, tax and legal advisors Focused upon retirement, succession and estate planning needs Exit Strategy Fundamentals

4. For Producer or Broker/Dealer Use Only. Not for Public Distribution. Personal and business needs change Many plans are outdated and uncoordinated Many clients and their business enterprises need insurance reviews Periodic exit strategy reviews are important Exit Strategy Fundamentals

5. For Producer or Broker/Dealer Use Only. Not for Public Distribution. Case Study One Greg (age 60) owns a profitable S corporation worth $8 million This example is hypothetical, actual results will vary. Business represents more than 75% of Greg’s net worth Spouse and children can not run the business How would you design an exit strategy for Greg? Greg wants to sell the business

6. For Producer or Broker/Dealer Use Only. Not for Public Distribution. How can Greg turn his business into retirement income? What might happen if Greg suddenly dies or becomes disabled? What type of personal and business life insurance recommendations might you recommend to Greg and his tax and legal advisors? Case Study One

7. For Producer or Broker/Dealer Use Only. Not for Public Distribution. Case Study Two Jayne sole owner wishes to retire in 10 years This example is hypothetical, actual results will vary. C corporation worth $5 million Two key employees have the desire and ability to run the business What type of retirement, succession, estate planning would you consider?

8. For Producer or Broker/Dealer Use Only. Not for Public Distribution. What type of retirement planning strategies might you present? What type of succession planning strategies would you consider? What are some of the more important estate planning recommendations you would typically consider? Case Study Two

9. For Producer or Broker/Dealer Use Only. Not for Public Distribution. James owns an S corporation worth $12 million & an LLC worth $5 million that leases real estate to his corporation This example is hypothetical, actual results will vary. Case Study Three James has two adult children but only one is active in the business What type of exit strategies might you consider?

10. For Producer or Broker/Dealer Use Only. Not for Public Distribution. What would happen to James’ retirement plans should the S corporation fail or decline significantly in value? What benefits could a spouse & active adult child receive from a buy-sell agreement funded with life insurance? What might happen to the owner’s plans if his potential successor died or left the business? What type of personal or business life insurance recommendations would they consider? Case Study – Three

11. For Producer or Broker/Dealer Use Only. Not for Public Distribution. Use the exit strategy approach to help clients focus on their needs. Sales & Marketing Tips

12. For Producer or Broker/Dealer Use Only. Not for Public Distribution. Use the exit strategy approach to market your financial services practice Focus your initial sales activity upon your best business clients & prospects Work closely with your client’s tax and legal advisors Always ask for referrals Summary

13. For Producer or Broker/Dealer Use Only. Not for Public Distribution. MetLife Brand One of America’s largest financial companies with roots as far back as 1863 Serves over 90 of the top one hundred FORTUNE 500 ® companies * Recognized as the Nation’s Largest Life Insurer ** * FORTUNE 500®, April 2012. FORTUNE 500® is a registered trademark of FORTUNE® magazine, a division of Time, Inc. * * MetLife Corporate Profile Oct 2011

14. For Producer or Broker/Dealer Use Only. Not for Public Distribution. Important Information Pursuant to IRS Circular 230, MetLife is providing you with the following notification: The information contained in this document is not intended to (and cannot) be used by anyone to avoid IRS penalties. This document supports the promotion and marketing of insurance products. Your clients should seek advice based on their particular circumstances from an independent tax advisor. MetLife, its agents, and representatives may not give legal or tax advice. Any discussion of taxes herein or related to this document is for general information purposes only and does not purport to be complete or cover every situation. Tax law is subject to interpretation and legislative change. Tax results and the appropriateness of any product for any specific taxpayer may vary depending on the facts and circumstances. You clients should consult with and rely on their own independent legal and tax advisers regarding their particular set of facts and circumstances. Like most insurance policies, MetLife’s policies contain charges, limitations, exclusions, termination provisions and terms for keeping them in force. Contact your financial representative for costs and complete details. BDVL23539 L1013345791[1014] © 2013 METLIFE INC. PEANUTS © 2013 Peanuts Worldwide Life Insurance Products are: Not A Deposit Not FDIC-Insured Not Insured By Any Federal Government Agency Not Guaranteed By Any Bank Or Credit Union May Go Down In Value