1. - Macedonia – Insurance market in 2012

2. Number of insurance undertaking LifeNon- lifeCompositeReinsuranceTotal 4110115

3. Gross written premium in EUR 000 YearLifeNon- lifeTotal 2010 5,76499,619105,383 2011 8,081102,622110,703 Change 2012 : 201120.35%1.65%3.02% 2012 9,726104,317114,043

4. GWP by lines of business

5. Top 10 insurance undertakings - Life No.Insurance undertakingGWP in 000 EURMarket share 1 Grawe4,31544.37% 2 Croatia life3,96440.76% 3 Uniqa life6626.80% 4 Winner life6546.73% 5 Qbe life1301.34%

6. Top 10 insurance undertakings- Non life No.Insurance undertakingGWP in 000 EURMarket share 1 Triglav20,04319.21% 2 Eurolink12,87512.34% 3 Sava11,31610.85% 4 Qbe11,19710.73% 5 Winner10,2339.81% 6 Insurance policy9,3808.99% 7 Uniqa8,0307.70% 8 Euroins7,6107.30% 9 Croatia nonlife5,3685.15% 10 Albsig5,3035.08%

7. Top10 insurance undertaking - Total No.Insurance undertakingGWP in 000 EURMarket share 1 Triglav20,04317.58% 2 Eurolink12,87511.29% 3 Sava11,3169.92% 4 Qbe11,1979.82% 5 Winner10,2338.97% 6 Insurance policy9,3808.22% 7 Uniqa8,0307.04% 8 Euroins7,6106.67% 9 Croatia nonlife5,3684.71% 10 Albsig5,3034.65%

8. Important happening on the market in 2012 1Established three new insurance brokerage undertakings (Total: 20) 2Established three new insurance agencies (Total: 9) 3One commercial bank started to act as insurance agency 4QBE was purchased by VIG(Vienna Insurance Group) 5Voluntary health insurance law 6Law on payment of pension and pension benefits from fully funded pension

9. Thank you! INSURANCE SUPERVISION AGENCY Vasil Glavinov No.12, TCC Plaza, 2nd floor 1000 Skopje, Macedonia Tel: +389 2 3254 050 Fax: +389 2 3290 240 E-mail: contact@aso.mk www.aso.mk