1. Loss caused by customer theft, fraudulent payment, or nonpayment is a human risk.

2. Examples of customer dishonesty includes the nonpayment of accounts or paying for goods and services with fraudulent checks or credit cards.

3. Employee Risks Employee risks can hurt a business tremendously. They can use fradulent practices which would result in bankruptcy. This would make thousands of people lose their jobs.

4. Skills and Working Environment Many companies have instituted safety programs that stress the importance of proper food handling Customer or employee accidents are potential human risks Another risk sometimes faced by employers is the threat of sexual harassment or physical violence in the workplace

5. Computer Related Crimes Past or current employees and professional cyber thieves can steal account information as well as a client and employee list. They may also upload viruses and computer worms that can effect the businesses communication systems.