1. CAJPA September 17, 2015 Rob Kramer, President, Program Administration Adrienne Beatty, Manager, Program Administration Words of Wisdom Taking Your JPA Out of Financial Cruise Control: Alternative Uses for Equity

2. Leverage your JPA’s ability for financial flexibility to get Creative!

3. Robust equity allows JPA’s to optimize financial potential “If you have money you have options” …who said that??

4. Standard option…

5. More creative options… Member Contingency Fund Rate Stabilization Fund Risk Management Fund Grant Fund Mid-Layer Pool Group Purchase of Risk-related supplies Safety Award Program Re-allocation to deficit program years Reducing deficits in other programs Rent-A-Risk Manager Virtual Risk Manager

6. More creative options… Member Contingency Fund Rate Stabilization Fund Risk Management Fund Grant Fund

7. More creative options… Mid-Layer Pool

8. More creative options… Group Purchase of Risk-related supplies

9. More creative options… Safety Award Program

10. More creative options… Re-allocation to deficit program years Reducing deficits in other programs

11. More creative options… Rent-A-Risk Manager Virtual Risk Manager

12. What other creative options can you think of?